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DA for Bank Employees for November 2016 to January 2017
See: Expected DA for Bank Employees from February 2016 Increase in Dearness Allowance for Bank Employees for November 2016 to January 2017…
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Term Loan Appraisal — Complete Guide for Bank Promotion Exams
Term Loan Appraisal is one of the most heavily tested topics in bank promotion exams — Scale I to Scale III. Questions…
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What are the Penal Measures for willful defaulters?
Consequences of wilful default and penal measures for wilful defaulters are explained in this article. [You should consider reading Meaning of wilful defaulters…
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Wilful Defaulters: RBI Guidelines, Classification Process & Penal Measures (2025)
⚡ Quick Facts — Wilful Defaulters (RBI Framework) Governing directionRBI Master Direction RBI/DoR/2024-25/122 (July 30, 2024); entity-specific directions from November 28, 2025…
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CERSAI Charges 2026 — Registration Fees, Search Fees & Complete Guide for Bankers
CERSAI (Central Registry of Securitisation Asset Reconstruction and Security Interest of India) is the statutory online registry where banks must register every…
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Exchange of Soiled and Mutilated Notes – RBI Guidelines
A Gist of of RBI guidelines regarding Facility for Exchange of Soiled Notes and exchange of mutilated Notes by Banks is given below:…
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Security Breach of 32 lacs Debit Cards of SBI, HDFC, Axis
Over 32 lacs debit cards issued by Axis Bank, SBI, HDFC Bank, ICICI Bank and Yes Bank have been compromised after being…
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Definition of MSME [Micro, Small & Medium Enterprises] as per The Micro, Small & Medium Enterprises Development Act 2006. An enterprise is…
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Primary Security vs Collateral Security — Complete Guide for Bank Promotion Exams
Primary Security and Collateral Security are fundamental concepts tested across all bank promotion exams — Scale I to Scale IV, JAIIB, CAIIB,…
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Bank Promotion
Pre-Shipment Finance & Packing Credit: Complete Guide for Bank Promotion Exams 2026
⚡ Quick Facts — Pre-Shipment Finance & Export Credit What is packing credit?Loan/advance for purchase, processing, manufacturing or packing of goods before…