71
Articles
Interest Coverage Ratio in Banking — Formula, Example & How Banks Use It for Loan Decisions
What Is Interest Coverage Ratio in Banking? The Interest Coverage Ratio (ICR) — also called the Times Interest Earned (TIE) ratio —…
72
Articles
DA for Bankers from November 2022
📅 Archived — November 2022–January 2023 DA Looking for current DA? See DA from May 2026 → DA for Bankers has increased…
73
Articles
Bank Promotion
How to Prepare for Bank Promotion Exam 2026: Strategy & Plan
Quick Facts Exam format: 100 MCQs · 2 hours · no negative marking · pure banking knowledge Selection: Written test score is…
74
Articles
Knowledge Hub
CGTMSE Scheme Explained in detail [updated]
CGTMSE (Credit Guarantee Fund Trust for Micro and Small Enterprises) is a government-backed guarantee scheme that enables banks to extend collateral-free loans…
75
Lending
Articles
Letter of Credit (LC): Complete Guide for Bank Promotion Exams
⚡ Quick Facts — Letter of Credit Governing frameworkUCP 600 (ICC Publication, effective 1 July 2007) — 39 Articles All LCs under…
76
HR
Articles
When will 11th Bipartite Settlement take place?
Wage Revision of banks employees’ is done through bipartite settlement between UFBU and IBA. 11th bipartite settlement is due from 1st November…
77
Lending
Articles
Different types of mortgage – Equitable mortgage and Registered mortgage
A mortgage is the transfer of interest in an immovable property to a lender as security for repayment of a loan, defined…
78
News
200 rupees notes printing started by RBI
Soon you’ll see a 200 rupees currency note in market. For the first time Rs.200 note will be introduced. RBI has cleared…
79
Lending
Articles
Analysis Of Holding Period : How to : Ultimate Guide
Holding period analysis tells a banker how long a business holds its raw materials, converts them into finished goods, sells them, and…
80
Articles
HR
DA for Bank Employees from February 2017
Actual DA for Bank Employees from February 2017 will decrease by 0.90%. With the release of CPI data for the month of December…