Bank promotion exam preparation guides, interview tips, Scale-wise study material, and promotion-related resources for banking professionals.
The bank promotion exam is an internal written test held by every public sector bank to select officers for the next higher scale. Key facts upfront: minimum 3 years confirmed service in current scale, 50% passing marks in the written test, JAIIB adds approximately 10% to your composite score, and Read more…
Bank promotion exams in public sector banks cover a defined set of topics that every candidate must master — from banking laws and RBI guidelines to your bank’s own products and HR policies. This page organises all free study material available on BankersClub by subject area, so you can work Read more…
← Bank Promotion Exam Hub 2026›NPA & Prudential Norms (IRACP) NPA & Prudential Norms for Bank Promotion Exams (IRACP 2025) ⚡ Quick Facts — NPA & Provisioning Governing framework RBI Master Circular / IRACP Directions (updated annually, April 1) NPA trigger (loans) Overdue > 90 days (principal or interest) SMA-0 Read more…
← Bank Promotion Exam Hub 2026›Banker-Customer Relationship Banker-Customer Relationship: Complete Guide for Bank Promotion Exams ⚡ Quick Facts — Banker-Customer Relationship Primary relationship Debtor-Creditor (deposit accounts) — Foley v Hill, 1848 Who is a “customer”? One transaction sufficient — Ladbroke v Todd, 1914 (no duration requirement) Duty of secrecy Banker Read more…
Nomination Facility in Banks — Complete Guide (Banking Laws Amendment 2025) ⚡ Quick Facts — Nomination in Banks Legal basis Sections 45ZA to 45ZF, Banking Regulation Act, 1949 Procedural rules Banking Companies (Nomination) Rules, 2025 (effective Nov 1, 2025) Max nominees (post-2025) Up to 4 nominees — simultaneously or successively Read more…
← Bank Promotion Exam Hub 2026›Banking Ombudsman — RB-IOS 2021 Banking Ombudsman Scheme for Bank Promotion Exams (Updated: RB-IOS 2026) ⚡ Quick Facts — Banking Ombudsman Current operative scheme Reserve Bank – Integrated Ombudsman Scheme (RB-IOS), 2021 Upcoming scheme RB-IOS 2026 — effective July 1, 2026 Legal authority Section 35A Read more…
← Bank Promotion Exam Hub 2026›Banking Regulation Act 1949 Quick Facts — Banking Regulation Act 1949 Enacted: 10 March 1949 | Total sections: 56 Regulates: All banking companies in India; cooperative banks included since 1965 (strengthened by 2020 Amendment) Not applicable to: Primary Agricultural Credit Societies (PACS), cooperative land mortgage Read more…
Endorsement under the Negotiable Instruments Act 1881 is the act of signing a negotiable instrument — on its back, face, or an annexed slip — by the holder for the purpose of transferring title to another person. Defined in Section 15 of the NI Act, endorsement is one of the Read more…
← Bank Promotion Exam Hub 2026›Negotiable Instruments Act 1881 Negotiable Instruments Act, 1881 — Complete Guide for Bank Promotion Exams ⚡ Quick Facts — NI Act 1881 Full name The Negotiable Instruments Act, 1881 Sections / Chapters 147 sections, 17 chapters Three main instruments Promissory Note (S.4) · Bill of Read more…
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