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Lending Articles
Term Loan Appraisal — Complete Guide for Bank Promotion Exams
← Bank Promotion Exam Hub 2026›Term Loan Appraisal Term Loan Appraisal is one of the most heavily tested topics in bank promotion…
01 Nov 2016 15 min read
62
Articles Knowledge Hub
What are the Penal Measures for willful defaulters?
Consequences of wilful default and penal measures for wilful defaulters are explained in this article.  [You should consider reading Meaning of wilful defaulters…
31 Oct 2016 2 min read
63
Lending Articles
Wilful Defaulters: RBI Guidelines, Classification Process & Penal Measures (2025)
← Bank Promotion Exam Hub 2026›Wilful Defaulters — RBI Guidelines ⚡ Quick Facts — Wilful Defaulters (RBI Framework) Governing direction RBI Master…
31 Oct 2016 15 min read
64
Lending Articles
CERSAI Charges 2026 — Registration Fees, Search Fees & Complete Guide for Bankers
← Bank Promotion Exam Hub 2026›CERSAI — Registration & Fees CERSAI (Central Registry of Securitisation Asset Reconstruction and Security Interest of India)…
26 Oct 2016 13 min read
65
Articles Knowledge Hub
Exchange of Soiled and Mutilated Notes – RBI Guidelines
A Gist of of RBI guidelines regarding Facility for Exchange of Soiled Notes and exchange of mutilated Notes by Banks is given below:…
22 Oct 2016 2 min read
66
News
Security Breach of 32 lacs Debit Cards of SBI, HDFC, Axis
Over 32 lacs debit cards issued by Axis Bank, SBI, HDFC Bank, ICICI Bank and Yes Bank have been compromised after being…
20 Oct 2016 1 min read
67
Articles Knowledge Hub
Micro, Small & Medium Enterprises
Definition of MSME [Micro, Small & Medium Enterprises] as per The Micro, Small & Medium Enterprises Development Act 2006. An enterprise is…
17 Oct 2016 2 min read
68
Lending Articles
Primary Security vs Collateral Security — Complete Guide for Bank Promotion Exams
← Bank Promotion Exam Hub 2026›Primary Security vs Collateral Security Primary Security and Collateral Security are fundamental concepts tested across all bank…
16 Oct 2016 16 min read
69
Articles Bank Promotion
Pre-Shipment Finance & Packing Credit: Complete Guide for Bank Promotion Exams 2026
← Bank Promotion Exam Hub 2026›Pre-Shipment Finance & Packing Credit ⚡ Quick Facts — Pre-Shipment Finance & Export Credit What is packing…
15 Oct 2016 18 min read
70
Articles Knowledge Hub
How DA is calculated for Bank employees?
Dearness Allowance (DA) for bank employees is calculated every quarter using the All-India Consumer Price Index (AICPI) published by the Ministry of…
14 Oct 2016 2 min read