61
Articles
5 Days Banking in India — Latest Update, Reality & What to Expect (2026)
Ask any public sector bank employee what they want most, and the answer is almost always the same: a 5-day work…
62
Articles
HR
12th Bipartite Settlement — 17% Salary Revision, Arrears & 13th BPS: What’s Next
The 12th Bipartite Settlement is the wage revision agreement for public sector bank employees covering 1 November 2022 to 31 October 2027,…
63
Articles
Best Books for JAIIB 2026 — Paper-wise Complete List
JAIIB Hub: Overview | Strategy | IE & IFS | PPB | AFM | RBWM | Books JAIIB — the Junior Associate…
64
Articles
DA for Bank Employees 2026: Aug 27.83% Confirmed | Nov Estimate 30.17%–31.27%
DA for bank employees from August 2026 is confirmed at 27.83% under the 12th Bipartite Settlement — with April (149.9), May…
65
Articles
Drawing Power Formula & Calculation in Cash Credit — With Worked Example
Drawing power (DP) is the amount you can actually withdraw from a cash credit account on any given day — calculated…
66
Lending
Articles
What is working Capital?
Working Capital is a financial indicator of operational liquidity of a business organization. Working Capital is the short term assets to cover…
67
Knowledge Hub
Lending
Difference between LC and SBLC – Simplified
Letter of Credit (LC) and the ‘Standby Letter of Credit’ (SBLC) are used by Importers and Exporters in International Trade to ensure…
68
News
Punjab National Bank Doubles Diwali Gift for Employees
Punjab National Bank (PNB) has announced a Diwali surprise event for its employees. To express gratitude and goodwill It increased the value…
69
Articles
CGTMSE Fee Structure 2026 — Complete Guide with Calculation Examples
What Is CGTMSE? CGTMSE — the Credit Guarantee Fund Trust for Micro and Small Enterprises — is a joint initiative of the…
70
Articles
5 Days Banking – Is it dead?
Bankers in India are asking for 5 days banking for more than a decade now. Where some countries are now shifting to…