-9
Articles
Knowledge Hub
ECLGS 5.0: All You Need to Know – 2026 Cabinet Approval
Quick Answer The Union Cabinet approved ECLGS 5.0 on 5 May 2026 to address liquidity stress caused by the West Asia conflict.…
-8
Articles
Knowledge Hub
CGFMU vs CGTMSE — Complete Comparison: Full Form, Fee Structure & Key Differences
Quick Answer CGFMU (Credit Guarantee Fund for Micro Units) covers only Mudra/PMMY loans up to ₹20 lakh under a portfolio guarantee…
-7
Lending
Articles
Siphoning of Funds vs Diversion of Funds — RBI 2024 Meaning, Examples & Wilful Default
When a bank borrower defaults, investigators and credit officers must determine how the money was used — and whether the default was…
-6
Lending
Articles
Pari Passu Charge: Meaning, Example & Implications for Bankers
Pari passu charge is one of the most commonly used security structures in consortium and multiple banking arrangements in India. When two…
-5
Lending
Articles
What is working Capital?
Working Capital is a financial indicator of operational liquidity of a business organization. Working Capital is the short term assets to cover…
-4
Knowledge Hub
Lending
Difference between LC and SBLC – Simplified
Letter of Credit (LC) and the ‘Standby Letter of Credit’ (SBLC) are used by Importers and Exporters in International Trade to ensure…
-3
Articles
Knowledge Hub
CGTMSE Scheme Explained in detail [updated]
CGTMSE (Credit Guarantee Fund Trust for Micro and Small Enterprises) is a government-backed guarantee scheme that enables banks to extend collateral-free loans…
-2
Lending
Articles
Letter of Credit (LC): Complete Guide for Bank Promotion Exams
← Bank Promotion Exam Hub 2026›Letter of Credit & UCP 600 ⚡ Quick Facts — Letter of Credit Governing framework UCP 600…
-1
Lending
Articles
Credit Appraisal Process : An Ultimate Guide for beginners
Credit Appraisal is a process which require sufficient knowledge and proper due diligence. Credit involves risk of default, which can not be…
0
Articles
Knowledge Hub
What is RBI’s 5/25 Scheme?
Infrastructure and core industries projects have a long gestation periods and large capital investments. The repayment period for loans to such sectors…