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Lending
Articles
Siphoning of Funds vs Diversion of Funds — RBI 2024 Meaning, Examples & Wilful Default
When a bank borrower defaults, investigators and credit officers must determine how the money was used — and whether the default was…
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Articles
Bank Promotion
Quick Mortality in Banking — Meaning, Causes & Staff Accountability
Every credit department in an Indian public sector bank tracks one metric with extra anxiety: quick mortality. When a loan account —…
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Articles
40% recovered by banks in large 12 large insolvency cases
According to BloombergQuint, in the 12 largest accounts, referred for insolvency proceedings in June 2017 as identified by RBI, there is about…
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News
What SBI Chief Rajnish Kumar said about Govt. & Judiciary on NPA issue
SBI MD&CEO Rajnish Kumar says that NPA for public sector banks are higher due to government-sponsored schemes and targeted lending
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Articles
Indian Banks incur losses of Rs 70k Crores due to frauds in the Last Three Fiscals
It seems that the bad days for the banking sector are far from over and it has been confirmed with the reply…
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News
Resolution of Stressed Assets – New RBI Guidelines
RBI, vide notification dated 12.02.2018 issued revised framework for resolution of Stressed Assets. In this notification, RBI has withdrawn the existing schemes…
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News
Don’t hide Top Corporate Wilful Defaulters ask Bank Employee Unions
Leaders of Bank Employees’ Unions have demanded that name of the top corporate willful defaulters should be published and made public immediately. One…
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Bank Promotion
NPA & Prudential Norms for Bank Promotion Exams (IRACP 2025)
← Bank Promotion Exam Hub 2026›NPA & Prudential Norms (IRACP) NPA & Prudential Norms for Bank Promotion Exams (IRACP 2025) ⚡ Quick…
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Articles
Knowledge Hub
What are the Penal Measures for willful defaulters?
Consequences of wilful default and penal measures for wilful defaulters are explained in this article. [You should consider reading Meaning of wilful defaulters…
0
Lending
Articles
Wilful Defaulters: RBI Guidelines, Classification Process & Penal Measures (2025)
← Bank Promotion Exam Hub 2026›Wilful Defaulters — RBI Guidelines ⚡ Quick Facts — Wilful Defaulters (RBI Framework) Governing direction RBI Master…