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Regulations

RBI circulars, master directions, and regulatory guidelines — simplified and explained for frontline bank officers and credit managers.

7 articles
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Knowledge Hub Regulations
Stage 1, Stage 2, Stage 3 Loan Classification under ECL — Deep Dive
📋 Regulations  ›  ECL Series 📋 ECL Pillar Guide⚖ ECL vs IRAC📐 PD / LGD / EAD💰 Drawing Power ⚡ Quick Answer…
21 May 2026 5 min read
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Knowledge Hub Regulations
ECL vs IRAC: What Changes for Indian Banks
📋 Regulations  ›  ECL Series 📋 ECL Pillar Guide🔢 Stage 1/2/3📐 PD / LGD / EAD💰 Drawing Power ⚡ Quick Answer IRAC…
21 May 2026 6 min read
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Knowledge Hub Regulations
PD, LGD, EAD Explained: ECL Inputs for Indian Banks
📋 Regulations  ›  ECL Series 📋 ECL Pillar Guide⚖ ECL vs IRAC🔢 Stage 1/2/3💰 Drawing Power ⚡ Quick Answer ECL = PD…
05 Aug 2026 7 min read
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Knowledge Hub Regulations
RBI’s ECL Framework for Banks: Complete Guide (2026)
📋 Regulations  ›  ECL Framework 📋 Regulations📚 Knowledge Hub💰 Drawing Power🏦 ECLGS 5.0 ⚡ Quick Answer RBI’s ECL (Expected Credit Loss) framework…
05 Aug 2026 10 min read
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Regulations Knowledge Hub
Publish photographs of only Wilful Defaulters – RBI
Reserve Bank of India, on 29th September, 2016 directed banks and financial institutions to publish photographs of only wilful defaulters in the…
13 Mar 2018 1 min read
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Regulations Articles
KYC and AML for Bank Promotion Exam 2026 — Complete Guide
Quick Facts — KYC & AML for Bank Promotion Exam Governing framework: RBI Master Direction on KYC + PMLA 2002 + PMLA…
20 May 2026 12 min read
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Regulations Articles
NRO Account – Joint holding with residents
FEDAI has issued guidelines regarding joint holding in NRO accounts with residents.  The guidelines have been issued by FEDAI based on clarifications…
13 Mar 2018 1 min read
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