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HR
Bank Staff Loan vs Market Loan — When the Concessional Scheme Beats the Market (and When It Does Not)
Quick Answer The bank staff loan almost always wins on total cost when the comparison is done correctly: simple interest at 5–7%…
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HR
Bank Staff Festival Advance and Personal Loan — Limits, Rates and How to Apply (2026)
Quick Answer PSU bank employees are entitled to two frequently overlooked staff benefits: a Festival Advance — typically one month’s gross salary…
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HR
Bank Staff Vehicle Loan — Car & Two-Wheeler Limits, Rate & EMI Guide (2026)
Quick Answer The bank staff vehicle loan (conveyance loan) is a concessional car or two-wheeler loan PSU banks offer employees under their…
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HR
What Happens to Your Bank Staff Loan If You Resign, Retire, Are Dismissed, or Die in Service
Quick Answer When a PSU bank employee with an active staff housing loan resigns, the outstanding balance is due for repayment on…
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HR
Bank Staff Housing Loan — Eligibility, Interest Rate, Limits by Scale & Retirement Rules (2026)
Quick Answer The bank staff housing loan — formally the Individual Housing Loan Scheme (IHLS) — is a concessional home loan PSU…
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HR
Bank Staff Loans — Complete Guide to All Concessional Loan Benefits for PSU Bank Employees
A bank staff loan is an internal concessional loan that a PSU bank provides to its own employees as a service benefit…
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Articles
HR
Bipartite Settlement Dates — Complete List: 1st to 13th BPS (1966–2027)
Every five years, the Indian Banks’ Association (IBA) and bank employee unions negotiate a new Bipartite Settlement — the agreement that determines…
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HR
13th Bipartite Settlement — Date, Expected Salary Hike & Latest News
The 13th Bipartite Settlement is the upcoming wage revision agreement for approximately 8 lakh public sector bank employees, effective from 1…
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Articles
HR
12th Bipartite Settlement — 17% Salary Revision, Arrears & 13th BPS: What’s Next
The 12th Bipartite Settlement is the wage revision agreement for public sector bank employees covering 1 November 2022 to 31 October 2027,…
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HR
News
12th Bipartite Settlement: Meeting Outcome
Wage revision for bankers is due since November 2022, which is to be finalized through 12th Bipartite Settlement between employees unions and…