Finance Ministry's April 2026 directive (eF. No. 4/2/1/2026-IR) has officially kicked off the 13th BPS process — directing IBA and all nationalised banks to conclude negotiations within 12 months. Effective from 1 November 2027, this settlement covers ~8 lakh PSB employees.
Full breakdown of the 12th BPS: revised pay scales, DA formula, arrears calculation, and what the 14-month timeline means for the 13th BPS.
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