LIVE
CAIIB BFM International Banking — Correspondent Banking, LC, UCP 600 & FEMA Complete Guide · CAIIB Exam Dates 2026 — December Schedule, Registration and Results · Best Books for CAIIB 2026 — Study Material, Mock Tests and Resources · Why Candidates Fail CAIIB — Common Mistakes and How to Pass First Attempt · CAIIB BRBL KYC, AML & Consumer Protection Laws — Complete Guide · CAIIB BRBL Banking Operations Laws — SARFAESI Act & NI Act Complete Guide · CAIIB ABM HRM Module B — Human Resource Management Complete Guide · CAIIB ABM Credit Management — DSCR, MPBF & Working Capital Appraisal Complete Guide · PLI Dispute for Scale IV+ Bank Officers — DFS Scheme, AIBOC's Court Case & Latest Update (2026) · CAIIB ABFM NPV & IRR — Capital Budgeting Complete Guide with Worked Examples · CAIIB BFM International Banking — Correspondent Banking, LC, UCP 600 & FEMA Complete Guide · CAIIB Exam Dates 2026 — December Schedule, Registration and Results · Best Books for CAIIB 2026 — Study Material, Mock Tests and Resources · Why Candidates Fail CAIIB — Common Mistakes and How to Pass First Attempt · CAIIB BRBL KYC, AML & Consumer Protection Laws — Complete Guide · CAIIB BRBL Banking Operations Laws — SARFAESI Act & NI Act Complete Guide · CAIIB ABM HRM Module B — Human Resource Management Complete Guide · CAIIB ABM Credit Management — DSCR, MPBF & Working Capital Appraisal Complete Guide · PLI Dispute for Scale IV+ Bank Officers — DFS Scheme, AIBOC's Court Case & Latest Update (2026) · CAIIB ABFM NPV & IRR — Capital Budgeting Complete Guide with Worked Examples ·

Bank Promotion Exam Courses



Chapter-by-chapter preparation for every promotion level. Built by bankers, mapped to the actual syllabus.

50
Founding Member seats — price locked for life
7‑Day
Refund window, no questions asked
49
Chapters — 43 core + 6 bonus PNB
1 Year
Full access from your purchase date

Live · Founding Member Pricing Open

Clerk → Scale I

43 chapters covering Banking Laws, Credit & Advances, Deposits, RBI Policy, Digital Banking, and Computer & IT. Built for PSU bank clerks preparing for internal promotion — not JAIIB coaching, not YouTube videos.

  • Banking Laws — BR Act, RBI Act, NI Act, SARFAESI, PMLA & KYC
  • Credit & Advances — NPA/IRAC, SMA, MSME, Agriculture, Restructuring
  • RBI Policy — Monetary policy tools, Priority Sector Lending
  • Deposits — Account types, DICGC, nomination, grievance redressal
  • Digital Banking — NEFT, UPI, RTGS, CBDC, Cybersecurity, Fintech
  • Computer & IT — CBS, Finacle, Data Security, BCP

Founding Member Pricing · 50 Seats Only

₹1,199  ₹2,399

PNB / Canara / BOB bank-specific modules included free · 7-day refund

Enrol for Free →

Live · Enrol Free

Scale I → Scale II

For Scale I officers targeting Middle Management Grade. Covers advanced credit, forex & trade finance, branch management, and treasury concepts.

  • Project finance & consortium lending
  • Forex basics, LC, BG, pre/post-shipment finance
  • Branch planning, audit, compliance
  • Stressed assets — resolution frameworks
Enrol for Free →

Live · Enrol Free

Scale II → Scale III

For Scale II officers targeting Senior Branch Manager / MMGS-III. Covers strategic banking, Basel III, macro-economics, leadership, and risk management.

  • Capital adequacy — Basel III & ICAAP
  • Risk management — credit, market, operational
  • Indian economy, fiscal policy, financial markets
  • HR, service regulations, staff management
Enrol for Free →

Scale III → IV and Scale IV → V courses are planned. Check back soon.

Try Before You Buy — 6 Free Chapters

Create a free account and read these chapters in full — same Chapter Map, Key Facts and MCQs as the paid course. No payment details needed.

Scale I → Scale II — 8 Free Preview Chapters

Create a free account and read these chapters in full — same Chapter Map, Key Facts and MCQs as the full course. No payment details needed.

Scale II → Scale III — Free Preview Chapter

Start with this free chapter — full content, MCQs and exam one-liners included.

Full Syllabus — 49 Chapters Across 7 Modules

Tap a module to see every chapter. Chapters marked FREE are open to everyone with a free account.

Module A — Banking Law & Regulations (11 chapters)
  1. Banking Regulation Act, 1949 FREE
  2. RBI Act, 1934 FREE
  3. Negotiable Instruments Act, 1881
  4. Indian Contract Act, 1872
  5. SARFAESI Act, 2002
  6. Limitation Act, 1963
  7. Recovery Forums — Lok Adalat, DRT, NCLT & Banking Ombudsman
  8. PMLA & KYC Norms
  9. Garnishee Order & IT Attachment Order
  10. Bank-Customer Relationship — Types & Banker’s Rights
  11. Partnership Act & IT Act — Banking Provisions
Module B — Advances & Credit Management (13 chapters)
  1. Types of Loans & Advances
  2. Types of Charges & Securities
  3. Types of Business Organisation
  4. Credit Appraisal & Documentation
  5. Working Capital Assessment
  6. NPA Classification, Provisioning & Income Recognition
  7. SMA Classification
  8. MSME Lending — Classification, Norms & Priority Sector Linkage
  9. Agriculture Credit & KCC
  10. Retail Loans — Home, Auto, Education, Personal & Gold
  11. Restructuring, OTS & Write-off
  12. Third Party Products & Fee-based Income
  13. Credit Information Companies (CICs) — CIBIL & Credit Scores
Module C — RBI Guidelines & Monetary Policy (2 chapters)
  1. Monetary Policy — Instruments, Rates & Transmission
  2. Priority Sector Lending — Targets, Sub-targets & PSLCs
Module D — Deposits & Customer Service (6 chapters)
  1. Types of Deposit Accounts FREE
  2. KYC — Customer Due Diligence, Re-KYC & CKYC
  3. Nomination, Joint Accounts, Minor Accounts & Deceased Accounts
  4. DICGC & Deposit Insurance
  5. Ancillary Banking Services — Locker, DD, Collection & MTSS
  6. Customer Compensation Policy & Grievance Redressal
Module E — Digital Banking & Technology (8 chapters)
  1. Payment Systems — NEFT, RTGS, IMPS, UPI, NACH & BBPS FREE
  2. CTS & MICR — Cheque Truncation System
  3. Cards — Debit, Credit & Prepaid Payment Instruments
  4. Internet Banking & Mobile Banking
  5. CBDC — Digital Rupee (e₹)
  6. Cybersecurity & IT Act, 2000 — Banking Provisions
  7. Remittances — AEPS, LRS, SWIFT & MTSS
  8. Fintech, Payment Banks & Account Aggregator Framework
Module F — Computer & IT in Banking (3 chapters)
  1. Computerisation in Banking & Core Banking Solution (CBS) FREE
  2. Finacle — Commands, Navigation & CBS Operations
  3. Data Security, Backup, Disaster Recovery & BCP
Bonus Module — Know Your Bank: PNB (6 chapters)
  1. PNB Deposit Products — Savings, FD, RD & NRI Accounts FREE
  2. PNB Retail Loan Products — Home, Car, Education & Personal
  3. PNB Cards — Credit, Debit & Prepaid
  4. PNB Agriculture Schemes — KCC, Krishi Tatkal & Allied Credit
  5. PNB MSME Schemes — Digital Lending, Growth Plus & Government Tie-ups
  6. PNB Digital Products & Channels — PNB ONE, Internet Banking & Alternate Channels

Scale I → Scale II — Full Syllabus (64 Chapters)

Chapters marked FREE are open to everyone with a free account. Enrol free to unlock all 64 chapters.

Module A — Banking Law & Regulations (11 chapters)
  1. Banking Regulation Act, 1949 FREE
  2. RBI Act, 1934 FREE
  3. Negotiable Instruments Act, 1881 FREE
  4. Indian Contract Act, 1872
  5. SARFAESI Act, 2002
  6. Limitation Act, 1963
  7. Recovery Forums — Lok Adalat, DRT, NCLT & Banking Ombudsman
  8. PMLA & KYC Norms
  9. Garnishee Order & IT Attachment Order
  10. Bank-Customer Relationship — Types & Banker's Rights
  11. Partnership Act & IT Act — Banking Provisions
Module B — Advances & Credit Management (16 chapters)
  1. Types of Loans & Advances FREE
  2. Types of Charges & Securities FREE
  3. Types of Business Organisation FREE
  4. Credit Appraisal & Documentation
  5. Working Capital Assessment
  6. NPA Classification, Provisioning & Income Recognition
  7. SMA Classification
  8. MSME Lending — Classification, Norms & Priority Sector Linkage
  9. Agriculture Credit & KCC
  10. Retail Loans — Home, Auto, Education, Personal & Gold
  11. Restructuring, OTS & Write-off
  12. Third Party Products & Fee-based Income
  13. Credit Information Companies (CICs)
  14. Wilful Defaulter & Non-Cooperative Borrower
  15. Credit Syndication, Consortium, MCLR & RLLR
  16. Bill Discounting, Factoring, Forfaiting & Take-out Financing
Module C — RBI Guidelines & Monetary Policy (7 chapters)
  1. Monetary Policy — Instruments, Rates & Transmission
  2. Priority Sector Lending — Targets, ANBC & PSLCs
  3. Exposure Norms & Large Exposure Framework
  4. Capital Adequacy — BASEL II & III Overview
  5. Prompt Corrective Action (PCA) Framework
  6. Money Market Instruments & Ways and Means Advances
  7. Selective Credit Control (SCC)
Module D — Deposits & Customer Service (6 chapters)
  1. Types of Deposit Accounts FREE
  2. KYC — Full Coverage
  3. Nomination, Joint Accounts, Minor Accounts & Deceased Accounts
  4. DICGC & Deposit Insurance
  5. Ancillary Banking Services
  6. Customer Compensation & Grievance Redressal
Module E — Digital Banking & Technology (8 chapters)
  1. Payment Systems — NEFT, RTGS, IMPS, UPI, NACH & BBPS FREE
  2. CTS & MICR — Cheque Truncation System
  3. Cards — Debit, Credit & Prepaid Payment Instruments
  4. Internet Banking & Mobile Banking
  5. CBDC — Digital Rupee
  6. Cybersecurity & IT Act, 2000
  7. Remittances — AEPS, LRS, SWIFT & MTSS
  8. Fintech, Payment Banks & Account Aggregator
Module H — Finance & Economics Essentials (2 chapters)
  1. Bank Financials, Key Ratios & Banking Committees
  2. ALM, Interest Rate Risk & Integrated Treasury
Module I — Foreign Exchange & Trade Finance (7 chapters)
  1. FEMA 1999 — Resident Status, Current & Capital Account
  2. NRI Accounts — NRE, NRO & FCNR(B)
  3. Letter of Credit — Types, Mechanism & UCP 600
  4. Bank Guarantee — Types, Invocation & URDG 758
  5. Export Finance — Pre/Post-Shipment, ECGC & EXIM Bank
  6. Import Finance — Buyer's Credit, Supplier's Credit & Documentary Collections
  7. FEDAI Guidelines & Exchange Rates
Module G — Priority Sector & Government Schemes (4 chapters)
  1. NABARD, Agricultural Finance & SHG Bank Linkage
  2. MSME Schemes — CGTMSE, MUDRA, TReDS & ECLGS
  3. Government Schemes — PMJDY, APY, Stand Up India & Startup India
  4. Financial Inclusion — BC Model, DAY-NRLM & Microfinance Regulation
Module J — Risk Management & Basel (3 chapters)
  1. Credit Risk, Operational Risk & ICAAP
  2. Market Risk, Liquidity Risk & Risk Governance
  3. HR, Vigilance & Service Regulations

Scale II → Scale III — Full Syllabus (41 Chapters)

Enrol free to unlock all 41 chapters, MCQs and mock tests. Chapters marked FREE are open immediately after creating a free account.

Module A — Banking Law & Regulations (11 chapters)
  1. Banking Regulation Act, 1949 FREE
  2. RBI Act, 1934
  3. Negotiable Instruments Act, 1881
  4. Indian Contract Act, 1872
  5. SARFAESI Act, 2002
  6. Limitation Act, 1963
  7. Recovery Forums — Lok Adalat, DRT, NCLT, Ombudsman
  8. PMLA & KYC Norms
  9. Garnishee Order & IT Attachment Order
  10. Bank-Customer Relationship
  11. Partnership Act & IT Act — Banking Provisions
Module B — Advances & Credit Management (14 chapters)
  1. Types of Loans & Advances
  2. Types of Charges & Securities
  3. Types of Business Organisation
  4. Credit Appraisal & Documentation
  5. Working Capital Assessment
  6. NPA Classification, Provisioning & Income Recognition
  7. SMA Classification & Resolution of Stressed Assets
  8. MSME Lending
  9. Agriculture Credit & KCC
  10. Retail Loans
  11. Restructuring, OTS & Write-off
  12. Third Party Products & Fee-based Income
  13. Credit Information Companies (CICs)
  14. Wilful Defaulter — Identification & Consequences
Module C — RBI Guidelines & Monetary Policy (8 chapters)
  1. RBI Supervisory Framework — CAMELS
  2. Monetary Policy — Inflation Targeting, Unconventional Tools & Transmission
  3. Priority Sector Lending — Co-Lending, PSLCs & Emerging Categories
  4. Exposure Norms & Large Exposure Framework — Advanced
  5. Capital Adequacy — AT1 Bonds, G-SIB Surcharge & TLAC
  6. PCA Framework — Resolution Continuum, Case Studies & UCB PCA
  7. Money Market — Primary Dealers, VRR/VRRR, CPs & G-sec Yield Curve
  8. Selective Credit Control — Exemptions, NBFCs, PSF & Modern Relevance
Module D — Deposits & Customer Service (6 chapters)
  1. NRI Deposits — NRE, NRO, FCNR(B) and FEMA Framework
  2. KYC — FATF, DPDP Act, Travel Rule & CDD for Complex Structures
  3. Nomination, Joint Accounts & Deceased Accounts — Advanced
  4. DICGC & Deposit Insurance — Advanced
  5. Ancillary Banking Services — Locker Liability, BG Invocation & Safe Custody
  6. Customer Compensation & Grievance Redressal — Advanced
Module E — Digital Banking & Technology (2 chapters)
  1. Digital Lending Guidelines 2022 — Full Framework
  2. UPI Advanced — Cross-Border, UPI Lite, 123PAY, Credit on UPI & Tokenisation

Built by Working Bankers, Not Coaching-Class Trainers

Every chapter is researched and written by a team of serving and former PSU bank officers who have themselves appeared for promotion exams from Clerk through Scale III. Content is cross-checked against the latest RBI Master Directions, IBA circulars and bank HR circulars, then structured into a consistent format — Chapter Map, Key Facts, Exam Traps, Key Numbers tables and 15 exam-style MCQs per chapter.

This isn’t generic external-exam material repackaged. It’s written specifically for the internal promotion exam syllabus, by people who’ve sat the same exams themselves.

Frequently Asked Questions

What if I don’t like the course after I buy it?

You get a full 7-day refund, no questions asked. If you’re not satisfied for any reason, just write to us within 7 days of purchase and we’ll refund you in full.

How long do I get access to the course?

You get 1 full year (365 days) of access from the date you purchase — not just till the end of the exam season. You can revisit chapters, MCQs and revision notes any time during this period.

Are the 6 free chapters really free, with no payment details required?

Yes. Create a free account on BankersClub and read all 6 preview chapters in full — same Chapter Map, Key Facts, Exam Traps and MCQs as the paid course. No card details or payment are needed.

What’s included in the Clerk to Scale I course?

43 core chapters covering Banking Law, Advances & Credit, RBI Policy, Deposits, Digital Banking and Computer/IT — plus a bonus 6-chapter Know Your Bank module on PNB-specific products and schemes, at no extra cost. That’s 49 chapters in total.

Can I study on my phone, or do I need a laptop?

The course works in any web browser, so you can read chapters, attempt MCQs and track your progress on your phone, tablet or laptop — whatever’s convenient.

Does each chapter come with practice questions?

Yes. Every chapter ends with 15 exam-style MCQs, along with a Chapter Map, Key Facts and common Exam Traps to help you revise quickly before the exam.

Early Access Open

Join the Waitlist — Scale I→II & Scale II→III Courses

Get early-bird pricing, a free eligibility checklist, and first access when we launch. Takes 30 seconds.

Join the Waitlist →

Opens the Google Form in a new tab. Free & no commitment.