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State-wise list of bank holidays. Select your state to check if banks are open today.
Bank holidays in India are declared under Section 25 of the Negotiable Instruments Act, 1881. These holidays are notified by respective State Governments and therefore vary from state to state.
Upcoming Holidays — Next 30 Days
Bank Holiday 2nd/4th Saturday & Sunday
All Bank Holidays 2026 —
ⓘ Banks are also closed on all Sundays and 2nd & 4th Saturdays of every month (as per RBI circular, effective September 2015).
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Frequently Asked Questions — Bank Holidays 2026
▶ Are banks closed on all public holidays in India?
Not necessarily. Bank holidays are declared separately by each State Government under the Negotiable Instruments Act, 1881. A national public holiday (such as Republic Day or Independence Day) is observed by all banks across India, but other holidays — like state festivals — apply only in the states where they are officially notified.
▶ Are banks open on 2nd and 4th Saturdays?
No. As per an RBI circular effective September 2015, all scheduled commercial banks in India remain closed on the 2nd and 4th Saturdays of every month. Banks are open on the 1st, 3rd, and 5th Saturdays (if any). All Sundays are also bank holidays throughout the year.
▶ Why do bank holidays differ from state to state?
Bank holidays in India are governed by Section 25 of the Negotiable Instruments Act, 1881. Under this provision, each State Government has the authority to notify holidays for banks operating within its jurisdiction. Since India is a diverse country with different regional festivals and observances, the holiday list varies significantly across states.
▶ Do bank holidays apply to online banking and ATMs?
Online banking (net banking and mobile banking) and ATM withdrawals remain available 24/7 regardless of bank holidays. However, NEFT, RTGS, and IMPS fund transfers may have settlement delays on bank holidays. NEFT and RTGS are now available on all days including Sundays and holidays (RBI circular, 2019–2020), though interbank settlement happens on the next working day.
▶ How many bank holidays are there in 2026 in India?
The number of bank holidays varies by state, but typically ranges from 15 to 25 declared holidays per year (excluding Sundays and 2nd/4th Saturdays). States like Jammu & Kashmir and some North-Eastern states tend to have more declared holidays, while states like Goa tend to have fewer. National holidays — Republic Day (26 Jan), Independence Day (15 Aug), and Gandhi Jayanti (2 Oct) — are common to all states.
▶ What is the difference between a bank holiday and a public holiday?
A public holiday is a general government holiday applicable to all offices and establishments. A bank holiday is specifically declared for banks under the Negotiable Instruments Act, 1881. While most public holidays are also bank holidays, some bank holidays may be specific to the banking sector and may not be public holidays for other government offices or businesses.
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