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Ladakh Bank Holidays 2026

Complete list of 18 declared holidays  ·  Today’s bank status updated live

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Banks in Ladakh are CLOSED today 2nd / 4th Saturday — bank holiday per RBI circular

Ladakh observes 18 bank holidays in 2026 as declared by the State Government under the Negotiable Instruments Act, 1881. The list includes all three gazetted national holidays — Republic Day, Independence Day, and Gandhi Jayanti — plus state-specific religious and cultural observances. Banks are also closed on all Sundays and 2nd and 4th Saturdays per RBI guidelines.

Complete List of Ladakh Bank Holidays 2026

#HolidayDateDay
1 Republic Day 26 January 2026 Monday
2 Mela Dosmochey 16 February 2026 Monday
3 Holi 2nd Day- Dhuleti 4 March 2026 Wednesday
4 Nauroz 21 March 2026 Saturday
5 Eid-Ul-Fitar (Ramzan) 21 March 2026 Saturday
6 Dr B R Ambedkar Jayanti 14 April 2026 Tuesday
7 Buddha Poornima 1 May 2026 Friday
8 Bakri ID (Id-Uz-Zuha) 27 May 2026 Wednesday
9 Moharram 26 June 2026 Friday
10 Chehlum 4 August 2026 Tuesday
11 Independence Day 15 August 2026 Saturday
12 Id A Milad (Milad-Un-Nabi) 26 August 2026 Wednesday
13 Mahatma Gandhi Jayanthi 2 October 2026 Friday
14 Dussehra 20 October 2026 Tuesday
15 Diwali 8 November 2026 Sunday
16 Gurunanak Jayanti 24 November 2026 Tuesday
17 Losar 9 December 2026 Wednesday
18 Christmas 25 December 2026 Friday
Additional bank holidays not listed above: All Sundays and the 2nd & 4th Saturday of every month are bank holidays across all of India — including Ladakh — as per RBI guidelines. ATMs, net banking, mobile banking, and UPI remain available on all these days.

← All States Bank Holidays 2026

Frequently Asked Questions — Ladakh Bank Holidays 2026

How many bank holidays are there in Ladakh in 2026?

Ladakh has 18 declared bank holidays in 2026 as notified by the State Government under the Negotiable Instruments Act, 1881. In addition, all Sundays and 2nd and 4th Saturdays of every month are bank holidays across India as per RBI guidelines.

What is the next bank holiday in Ladakh?

The next bank holiday in Ladakh is Diwali, falling on 8 November 2026.

Which festivals are observed as bank holidays in Ladakh?

Key festivals observed as bank holidays in Ladakh include: Mela Dosmochey, Holi 2nd Day- Dhuleti, Nauroz, Eid-Ul-Fitar (Ramzan), Dr B R Ambedkar Jayanti — along with the three national holidays (Republic Day, Independence Day, and Gandhi Jayanti) that are common across all Indian states.

Are 2nd and 4th Saturdays bank holidays in Ladakh?

Yes. As per an RBI circular effective September 2015, all scheduled commercial banks in India — including those in Ladakh — remain closed on the 2nd and 4th Saturdays of every month. All Sundays are also bank holidays.

Do bank holidays in Ladakh affect ATMs and online banking?

No. ATMs and digital banking services (net banking, mobile banking, UPI) remain available 24/7 in Ladakh on bank holidays. NEFT and RTGS are also available on all days, though interbank settlement is processed on the next working day.

Bank Holidays in Other States & UTs

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