Bank Holidays in January 2027 — Complete State-wise List
January 2027 opens the year with two major bank holiday events. Makar Sankranti / Pongal falls on Thursday, 14 January 2027, and in Tamil Nadu the Pongal festival cluster runs through the weekend, giving banks there a 4-day continuous closure (14–17 Jan). Later in the month, Republic Day falls on Tuesday, 26 January 2027 — one of only three gazetted national bank holidays, observed by every bank across India.
Bank Holidays in January 2027 — Overview
January 2027 has one national gazetted bank holiday: Republic Day on Tuesday, 26 January 2027. Republic Day, Independence Day, and Gandhi Jayanti are the only three holidays observed by every bank in India regardless of state. Earlier in the month, Makar Sankranti / Pongal / Magh Bihu falls on Thursday, 14 January 2027 and is a declared bank holiday in most states — including Karnataka, Andhra Pradesh, Telangana, Gujarat, Odisha, West Bengal, Assam (as Magh Bihu), Lakshadweep, and the Andaman & Nicobar Islands.
Tamil Nadu and Puducherry observe the full multi-day Pongal festival: Pongal on Thursday 14 January, Thiruvalluvar Day / Mattu Pongal on Friday 15 January, and Uzhavar Thirunal (Kaanum Pongal) on Saturday 16 January — which is also the 3rd Saturday, normally a working day for banks elsewhere. This run of holidays, followed by Sunday 17 January, gives Tamil Nadu banks a rare 4-day continuous closure.
Several northeastern and southern states and union territories — Tamil Nadu, Puducherry, Manipur, Meghalaya, Mizoram, Nagaland, Sikkim, Tripura, and Arunachal Pradesh — also observe a bank holiday for New Year’s Day on Friday, 1 January 2027. Republic Day on Tuesday 26 January does not automatically create a long weekend, since the 4th Saturday (23 Jan) and Sunday (24 Jan) fall earlier in the week, with Monday 25 January a working day in between.
Key Bank Holidays in January 2027
| Date | Day | Holiday | States Observing |
|---|---|---|---|
| 1 Jan 2027 | Friday | New Year’s Day | Tamil Nadu, Puducherry, Manipur, Meghalaya, Mizoram, Nagaland, Sikkim, Tripura, Arunachal Pradesh |
| 9 Jan 2027 | Saturday | 2nd Saturday | All banks — nationwide |
| 14 Jan 2027 | Thursday | Makar Sankranti / Pongal / Magh Bihu | Karnataka, Andhra Pradesh, Telangana, Gujarat, Odisha, West Bengal, Assam, Lakshadweep, A&N Islands, Tamil Nadu (Pongal) & most states |
| 15 Jan 2027 | Friday | Thiruvalluvar Day / Mattu Pongal | Tamil Nadu, Puducherry |
| 16 Jan 2027 | Saturday | Uzhavar Thirunal / Kaanum Pongal (3rd Saturday) | Tamil Nadu |
| 23 Jan 2027 | Saturday | 4th Saturday / Netaji Subhash Chandra Bose Jayanti | All banks (4th Saturday); West Bengal, Odisha, Tripura (Netaji Jayanti) |
| 26 Jan 2027 | Tuesday | Republic Day | All states — national bank holiday |
Long Weekends in January 2027
4-Day Continuous Closure — Tamil Nadu (14 to 17 January 2027)
Pongal (14 Jan, Thursday), Thiruvalluvar Day (15 Jan, Friday), and Uzhavar Thirunal (16 Jan, Saturday — also the 3rd Saturday, a working day for banks elsewhere) run straight into Sunday 17 January. This gives Tamil Nadu banks a rare 4-day continuous closure (Thu–Sun) with no leave required.
Republic Day — Tuesday, 26 January 2027
Republic Day falls on a Tuesday. The 4th Saturday (23 Jan) and Sunday (24 Jan) fall just before it, but Monday 25 January is a working day. Employees who take 1 day of leave on Monday 25 January can turn this into a 4-day break (Sat 23 – Tue 26); otherwise Republic Day stands as a standalone Tuesday holiday.
New Year’s Day — Friday, 1 January 2027
For the states and union territories that observe New Year’s Day as a bank holiday, 1 January falls on a Friday. However, Saturday 2 January is the 1st Saturday — a working day for banks — so New Year’s Day does not automatically create a long weekend.
January 2027 Bank Holidays — State-wise Links
Check your state’s complete bank holiday list with open/closed status:
Maharashtra | Gujarat | Kerala | Uttar Pradesh | Andhra Pradesh | Karnataka | West Bengal | Tamil Nadu | Punjab | Rajasthan | All States
Frequently Asked Questions — January 2027 Bank Holidays
Is Makar Sankranti / Pongal a bank holiday in January 2027?
Yes. Makar Sankranti (also observed as Pongal in Tamil Nadu and Magh Bihu in Assam) falls on Thursday, 14 January 2027 and is a declared bank holiday in most states, including Karnataka, Andhra Pradesh, Telangana, Gujarat, Odisha, West Bengal, Assam, Lakshadweep, and the Andaman & Nicobar Islands. In Tamil Nadu and Puducherry, the Pongal festival continues for multiple days – Thiruvalluvar Day (15 Jan) and Uzhavar Thirunal (16 Jan) – giving banks there a 4-day continuous closure through Sunday 17 January.
Is Republic Day a bank holiday in January 2027?
Yes. Republic Day (26 January 2027, Tuesday) is a national bank holiday observed by every bank across India – it is one of only three gazetted national bank holidays, along with Independence Day and Gandhi Jayanti. Republic Day does not automatically create a long weekend in 2027, since Monday 25 January (between the 4th Saturday/Sunday and Republic Day) is a working day. Employees who take 1 day of leave on 25 January can extend it into a 4-day break.
Is there a long weekend in January 2027?
The standout long weekend in January 2027 is in Tamil Nadu, where Pongal (14 Jan, Thursday), Thiruvalluvar Day (15 Jan, Friday), and Uzhavar Thirunal (16 Jan, Saturday – the 3rd Saturday) run straight into Sunday 17 January, giving Tamil Nadu banks a rare 4-day continuous closure with no leave required. For most other states, Makar Sankranti (14 Jan) and Republic Day (26 Jan) are standalone weekday holidays unless combined with 1 day of leave.
Bank Holidays 2026-27 — Browse by Month
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