Complete list of 24 declared holidays · Today’s bank status updated live
Jammu and Kashmir observes 24 bank holidays in 2026 as declared by the State Government under the Negotiable Instruments Act, 1881. The list includes all three gazetted national holidays — Republic Day, Independence Day, and Gandhi Jayanti — plus state-specific religious and cultural observances. Banks are also closed on all Sundays and 2nd and 4th Saturdays per RBI guidelines.
| # | Holiday | Date | Day |
|---|---|---|---|
| 1 | Republic Day | 26 January 2026 | Monday |
| 2 | Mahashivratri | 15 February 2026 | Sunday |
| 3 | Holi | 4 March 2026 | Wednesday |
| 4 | Shab-I-Qadr | 17 March 2026 | Tuesday |
| 5 | 1st Navratra | 19 March 2026 | Thursday |
| 6 | Jumat-ul-Vida | 20 March 2026 | Friday |
| 7 | Eid-Ul-Fitar (Ramzan) | 21 March 2026 | Saturday |
| 8 | Baishakhi/Dr Ambedkar Jayanti | 14 April 2026 | Tuesday |
| 9 | Buddha Poornima | 1 May 2026 | Friday |
| 10 | Eid-Ul-Azha | 27 May 2026 | Wednesday |
| 11 | Eid-Ul-Azha | 28 May 2026 | Thursday |
| 12 | Ashoora | 26 June 2026 | Friday |
| 13 | Guru Hargobind Ji Birthday | 5 July 2026 | Sunday |
| 14 | Independence Day | 15 August 2026 | Saturday |
| 15 | Eid-I-Milad-Ul-Nabi | 26 August 2026 | Wednesday |
| 16 | Friday following Eid-I-Milad | 28 August 2026 | Friday |
| 17 | Janmashtami | 4 September 2026 | Friday |
| 18 | Birthday of Maharaja Hari Singh Ji | 23 September 2026 | Wednesday |
| 19 | Gandhi Jayanti | 2 October 2026 | Friday |
| 20 | Dussera (Vijay Dashmi) | 20 October 2026 | Tuesday |
| 21 | Accession Day | 26 October 2026 | Monday |
| 22 | Deepawali | 8 November 2026 | Sunday |
| 23 | Guru Nanak Dev Ji Birthday | 24 November 2026 | Tuesday |
| 24 | Christmas | 25 December 2026 | Friday |
← All States Bank Holidays 2026
Jammu and Kashmir has 24 declared bank holidays in 2026 as notified by the State Government under the Negotiable Instruments Act, 1881. In addition, all Sundays and 2nd and 4th Saturdays of every month are bank holidays across India as per RBI guidelines.
The next bank holiday in Jammu and Kashmir is Buddha Poornima, falling on 1 May 2026.
Key festivals observed as bank holidays in Jammu and Kashmir include: Mahashivratri, Holi, Shab-I-Qadr, 1st Navratra, Jumat-ul-Vida — along with the three national holidays (Republic Day, Independence Day, and Gandhi Jayanti) that are common across all Indian states.
Yes. As per an RBI circular effective September 2015, all scheduled commercial banks in India — including those in Jammu and Kashmir — remain closed on the 2nd and 4th Saturdays of every month. All Sundays are also bank holidays.
No. ATMs and digital banking services (net banking, mobile banking, UPI) remain available 24/7 in Jammu and Kashmir on bank holidays. NEFT and RTGS are also available on all days, though interbank settlement is processed on the next working day.