PSU Bank Scorecard
PSU Bank Scorecard
BankersClub · prototype#4 /12
Q2 FY27 · overall rank among PSU banks
Punjab National Bank
Rank, last 8 quarters
B
The quarter at a glance
Report card
Graded against the other 11 PSU banks this quarter. Tap a subject to see its trend.
Size of the bank
Absolute figures in ₹ crore. Tap one to see its trend.
Loan book and deposits
Where the bank lends and how it is funded. Tap a row to see its trend.
Gross NPA, 8 quarters
PNBPSU medianRange of all 12 banks
Where every ₹100 earned goes
Interest earned + other income for the quarter, split by where it ends up
Where every ₹100 of the balance sheet sits
Each square is ₹1 of total assets
The quarter as money moving
Watch where the bank’s money came from and where it went.
In the vault
–
From interest earned to net profit
₹ crore, this quarter
The NPA tank
Bad loans in, bad loans out, this quarter (₹ crore)
opening
Per employee
Where this bank sits among the 12 PSU banks
Bank A
0–0
Bank B
Measure by measure, one rope each
The rope pulls toward whichever bank is better on that measure. A longer pull means a bigger gap.
Loan book and deposit mix
Amounts, shares and growth side by side. Not scored.
Every ₹100 earned, side by side
Same split as the My Bank view
League table
Rank over eight quarters
Hover or tap a line to pick out a bank
My bankRival
Quadrant map
Every bank on two measures at once. Both axes point toward "better", so the top-right box is the place to be. Press play to watch the banks move.
My bankRivalOther PSU banksBubble size = total business (deposits + advances)PSU median this quarter
Play
Quick games on the selected quarter's numbers. A figure you guessed at once is a figure you remember.
Streak0Best0
All 12 PSU banks at a glance, Q2 FY27
Overall rank is the average of six subject ranks: growth, return on assets, gross NPA, capital adequacy, CASA ratio and cost-to-income. Tap a bank for its full page.
| Rank | Bank | Net profit | Gross NPA | NIM | RoA | CASA | CRAR |
|---|---|---|---|---|---|---|---|
| #1 | Bank of Maharashtra | ₹2,310 crore | 1.25% | 3.86% | 2.02% | 46.5% | 18.51% |
| #2 | Indian Overseas Bank | ₹1,912 crore | 1.19% | 3.37% | 1.53% | 41.1% | 18.60% |
| #3 | Indian Bank | ₹3,462 crore | 1.61% | 3.31% | 1.31% | 39.4% | 16.21% |
| #4 | Bank of India | ₹3,202 crore | 1.60% | – | 1.01% | – | 17.78% |
| #5 | Bank of Baroda | ₹6,532 crore | 1.78% | 2.74% | 1.26% | 36.4% | 16.61% |
| #6 | UCO Bank | ₹786 crore | 1.96% | 3.00% | 0.80% | 36.8% | 18.85% |
| #7 | Canara Bank | ₹5,175 crore | 1.33% | 2.55% | 1.05% | 29.0% | 17.19% |
| #8 | Central Bank of India | ₹1,469 crore | 2.39% | 3.01% | 1.03% | 44.6% | 17.68% |
| #9 | State Bank of India | ₹23,038 crore | 1.39% | 2.94% | 1.19% | 38.3% | 16.09% |
| #10 | Union Bank of India | ₹5,537 crore | 2.42% | 2.86% | 1.38% | 34.9% | 17.94% |
| #11 | Punjab National Bank | ₹5,532 crore | 2.55% | 2.58% | 1.05% | 36.6% | 17.95% |
| #12 | Punjab & Sind Bank | ₹412 crore | 2.09% | – | 0.87% | 28.8% | 16.55% |
Standalone figures from each bank’s own filings. Methodology and sources. Last updated 12 November 2026.