161
Articles
Bank Promotion
Pre-Shipment Finance & Packing Credit: Complete Guide for Bank Promotion Exams 2026
⚡ Quick Facts — Pre-Shipment Finance & Export Credit What is packing credit?Loan/advance for purchase, processing, manufacturing or packing of goods before…
162
Articles
Knowledge Hub
How DA is calculated for Bank employees?
Dearness Allowance (DA) for bank employees is calculated every quarter using the All-India Consumer Price Index (AICPI) published by the Ministry of…
163
Lending
Articles
Credit Guarantee Fund for Micro Units (MUDRA)
Credit Guarantee Fund for Micro Units (CGFMU) was notified by Govt. on 18th April 2016 and has been made effective retrospectively for loans…
164
Misc.
Articles
Interest on PPF & other Small Saving Schemes Decreased
Interest on PPF has been reduced by 0.10% w.e.f. 1st October 2016 from 8.10% to 8.00%. Besides PFF, rate of Interest on…
165
Articles
Knowledge Hub
RBI Guidelines on Loans Against Shares, Debentures & Bonds — LTV, Margin & Key Rules (2026)
Banks in India may grant loans against the security of shares, debentures, and bonds — but only within the limits and conditions…
166
HR
Articles
Expected DA for November 16 to January 2017 – Updated on 30.09.2016
Increase in Dearness Allowance for Bank Employees for November 2016 to January 2017 is 2.30%. [See Actual DA for November 2016 to…
167
Articles
Knowledge Hub
How to Verify geniuneness of Income Tax Returns
Income Tax Return (ITR) is the first thing banks asks for after KYC documents for any type of loan. The borrower submits…
168
Misc.
Articles
How to know someone’s PAN number?
PAN or Permanent Account Number although primarily issued for Income Tax purpose but is necessary for many transactions and occasions. PAN is…
169
Articles
Knowledge Hub
How to Verify PAN online or Know PAN Details & ITR
KYC is an important process in Banks and one of the important document submitted by customer is PAN (Permanent Account Number). It is…
170
Regulations
Articles
KYC and AML for Bank Promotion Exam 2026 — Complete Guide
Quick Facts — KYC & AML for Bank Promotion Exam Governing framework: RBI Master Direction on KYC + PMLA 2002 + PMLA…