161
Articles
Knowledge Hub
Exchange of Soiled and Mutilated Notes – RBI Guidelines
A Gist of of RBI guidelines regarding Facility for Exchange of Soiled Notes and exchange of mutilated Notes by Banks is given below:…
162
Articles
Knowledge Hub
Micro, Small & Medium Enterprises
Definition of MSME [Micro, Small & Medium Enterprises] as per The Micro, Small & Medium Enterprises Development Act 2006. An enterprise is…
163
Lending
Articles
Primary Security vs Collateral Security — Complete Guide for Bank Promotion Exams
Primary Security and Collateral Security are fundamental concepts tested across all bank promotion exams — Scale I to Scale IV, JAIIB, CAIIB,…
164
Articles
Bank Promotion
Pre-Shipment Finance & Packing Credit: Complete Guide for Bank Promotion Exams 2026
⚡ Quick Facts — Pre-Shipment Finance & Export Credit What is packing credit?Loan/advance for purchase, processing, manufacturing or packing of goods before…
165
Articles
Knowledge Hub
How DA is calculated for Bank employees?
Dearness Allowance (DA) for bank employees is calculated every quarter using the All-India Consumer Price Index (AICPI) published by the Ministry of…
166
Lending
Articles
Credit Guarantee Fund for Micro Units (MUDRA)
Credit Guarantee Fund for Micro Units (CGFMU) was notified by Govt. on 18th April 2016 and has been made effective retrospectively for loans…
167
Misc.
Articles
Interest on PPF & other Small Saving Schemes Decreased
Interest on PPF has been reduced by 0.10% w.e.f. 1st October 2016 from 8.10% to 8.00%. Besides PFF, rate of Interest on…
168
Articles
Knowledge Hub
RBI Guidelines on Loans Against Shares, Debentures & Bonds — LTV, Margin & Key Rules (2026)
Banks in India may grant loans against the security of shares, debentures, and bonds — but only within the limits and conditions…
169
HR
Articles
Expected DA for November 16 to January 2017 – Updated on 30.09.2016
Increase in Dearness Allowance for Bank Employees for November 2016 to January 2017 is 2.30%. [See Actual DA for November 2016 to…
170
Articles
Knowledge Hub
How to Verify geniuneness of Income Tax Returns
Income Tax Return (ITR) is the first thing banks asks for after KYC documents for any type of loan. The borrower submits…