151
Articles
Bank Promotion
Law of Limitation in Banking — Limitation Act 1963: Exam Guide
Law of Limitation in Banking — Limitation Act 1963: Exam Guide ⚡ Quick Facts — Law of Limitation Governing lawLimitation Act, 1963…
152
Lending
Articles
Difference between Consortium Banking and Multiple Banking
When a large manufacturer needs a ₹400 crore working capital limit — more than any single bank wants to take on alone…
153
Lending
Articles
Priority Sector Lending
Quick Facts — Priority Sector Lending 2025 Governing directions: RBI (Priority Sector Lending — Targets and Classification) Directions, 2025 — effective April…
154
Articles
HR
DA for Bank Employees for November 2016 to January 2017
See: Expected DA for Bank Employees from February 2016 Increase in Dearness Allowance for Bank Employees for November 2016 to January 2017…
155
Lending
Articles
Term Loan Appraisal — Complete Guide for Bank Promotion Exams
Term Loan Appraisal is one of the most heavily tested topics in bank promotion exams — Scale I to Scale III. Questions…
156
Articles
Knowledge Hub
What are the Penal Measures for willful defaulters?
Consequences of wilful default and penal measures for wilful defaulters are explained in this article. [You should consider reading Meaning of wilful defaulters…
157
Lending
Articles
Wilful Defaulters: RBI Guidelines, Classification Process & Penal Measures (2025)
⚡ Quick Facts — Wilful Defaulters (RBI Framework) Governing directionRBI Master Direction RBI/DoR/2024-25/122 (July 30, 2024); entity-specific directions from November 28, 2025…
158
Lending
Articles
CERSAI Charges 2026 — Registration Fees, Search Fees & Complete Guide for Bankers
CERSAI (Central Registry of Securitisation Asset Reconstruction and Security Interest of India) is the statutory online registry where banks must register every…
159
Articles
Knowledge Hub
Exchange of Soiled and Mutilated Notes – RBI Guidelines
A Gist of of RBI guidelines regarding Facility for Exchange of Soiled Notes and exchange of mutilated Notes by Banks is given below:…
160
Articles
Knowledge Hub
Micro, Small & Medium Enterprises
Definition of MSME [Micro, Small & Medium Enterprises] as per The Micro, Small & Medium Enterprises Development Act 2006. An enterprise is…