100 JAIIB PPB practice MCQs with answers for Paper II — covering Indian banking system, KYC/AML, negotiable instruments, NPA classification, lending, SARFAESI and case studies for 2026 exam.
Complete JAIIB AFM formula sheet for Paper III — all formulas for ratio analysis, TVM, depreciation, capital budgeting, working capital and break-even. Printable, with worked examples.
Complete guide to JAIIB eligibility 2026 — who can apply, step-by-step registration on iibf.org.in, exam fee, attempt rules and 2026 exam dates for May and November sessions.
October 2026 is the most holiday-rich month of the year for bank employees. Gandhi Jayanti on Friday, 2 October 2026 is a national bank holiday observed in every state. Vijaya Dashami (Dussehra) falls on Tuesday, 20 October 2026 — a declared bank holiday in most states — while West Bengal Read more…
Quick Answer The Union Cabinet approved ECLGS 5.0 on 5 May 2026 to address liquidity stress caused by the West Asia conflict. MSMEs get a 100% government-backed guarantee on additional working capital credit of up to 20% of their peak Q4 FY26 utilisation, capped at ₹100 crore per borrower. Non-MSMEs Read more…
Every five years, the Indian Banks’ Association (IBA) and bank employee unions negotiate a new Bipartite Settlement — the agreement that determines wages, allowances, and service conditions for lakhs of public sector bank employees. Since the first settlement in 1966, India has had twelve completed settlements. The thirteenth is currently Read more…
Quick Answer CGFMU (Credit Guarantee Fund for Micro Units) covers only Mudra/PMMY loans up to ₹20 lakh under a portfolio guarantee model managed by NCGTC. CGTMSE (Credit Guarantee Fund Trust for Micro and Small Enterprises) covers all MSE loans up to ₹10 crore under an individual loan guarantee managed by Read more…
📚 JAIIB Hub › Paper IV — RBWM 🏠 JAIIB Hub📘 IE & IFS📗 PPB📊 AFM💳 RBWM ←🎯 Strategy ✅ Good news: RBWM is the most approachable JAIIB paper. It was added in 2023 and covers retail banking products, mutual funds, insurance, and digital banking — topics you already deal Read more…
📚 JAIIB Hub › Paper III — AFM 🏠 JAIIB Hub📘 IE & IFS📗 PPB📊 AFM ←💳 RBWM🎯 Strategy ⚠ AFM is failed by candidates who read without solving. This is the only numerical paper in JAIIB. Reading the chapter on Time Value of Money will not teach you to Read more…
📚 JAIIB Hub › Paper II — PPB 🏠 JAIIB Hub📘 IE & IFS📗 PPB ←📊 AFM💳 RBWM🎯 Strategy ⚠ Most candidates who fail JAIIB fail PPB. The reason is not lack of knowledge — it is case-study MCQs. PPB has 20–30 scenario-based questions where you must apply banking regulations Read more…