131
Articles
Knowledge Hub
How to send money using *99# (USSD)
After the announcement of demonetization by PM Modi, need for going cashless and digital has increased. Today, there are various methods available…
132
HR
Articles
SBI and PNB may move out from 11th Bipartite Settlement
According to media reports, State Bank of India and Punjab National Bank are exploring possibilities to move out from 11th Bipartite Settlement.…
133
Lending
Articles
Micro Units – where to cover? CGTMSE or CGFMU
Guarantee cover for manufacturing and service Mudra Units is available under CGFMU as well as CGTMSE eligible. So, from where to obtain…
134
Articles
Bank Promotion
Law of Limitation in Banking — Limitation Act 1963: Exam Guide
Law of Limitation in Banking — Limitation Act 1963: Exam Guide ⚡ Quick Facts — Law of Limitation Governing lawLimitation Act, 1963…
135
Lending
Articles
Difference between Consortium Banking and Multiple Banking
When a large manufacturer needs a ₹400 crore working capital limit — more than any single bank wants to take on alone…
136
Lending
Articles
Priority Sector Lending
Quick Facts — Priority Sector Lending 2025 Governing directions: RBI (Priority Sector Lending — Targets and Classification) Directions, 2025 — effective April…
137
Articles
HR
DA for Bank Employees for November 2016 to January 2017
See: Expected DA for Bank Employees from February 2016 Increase in Dearness Allowance for Bank Employees for November 2016 to January 2017…
138
Lending
Articles
Term Loan Appraisal — Complete Guide for Bank Promotion Exams
Term Loan Appraisal is one of the most heavily tested topics in bank promotion exams — Scale I to Scale III. Questions…
139
Articles
Knowledge Hub
What are the Penal Measures for willful defaulters?
Consequences of wilful default and penal measures for wilful defaulters are explained in this article. [You should consider reading Meaning of wilful defaulters…
140
Lending
Articles
Wilful Defaulters: RBI Guidelines, Classification Process & Penal Measures (2025)
⚡ Quick Facts — Wilful Defaulters (RBI Framework) Governing directionRBI Master Direction RBI/DoR/2024-25/122 (July 30, 2024); entity-specific directions from November 28, 2025…