11
Lending
Articles
Different types of mortgage – Equitable mortgage and Registered mortgage
A mortgage is the transfer of interest in an immovable property to a lender as security for repayment of a loan, defined…
12
Lending
Articles
Analysis Of Holding Period : How to : Ultimate Guide
Holding period analysis tells a banker how long a business holds its raw materials, converts them into finished goods, sells them, and…
13
Lending
Articles
Bank to pay Rs.1 lac for not informing Rejection of Loan
State Consumer Disputes Redressal Commission, Maharashtra directed Bank of Baroda to pay Rs.1 lac as compensation for not informing the rejection of…
14
Lending
Articles
Difference between first charge and second charge
Difference between first Charge and 2nd Charge and pari passu charge has been explained in this article. Meaning of Charge in Banking:…
15
Lending
Articles
Lowest interest on home loan
Looking for a housing loan? But not sure, which bank is offering Lowest Interest on home loan? Here we have compared the rate…
16
Lending
Articles
CGTMSE Cover Limit increased to Rs.2 Crores
On 31st December 2016, Prime Minister announced that coverage under Credit Guarantee Scheme will be increased to Rs.2 crores. Till now, the…
17
Lending
Articles
Micro Units – where to cover? CGTMSE or CGFMU
Guarantee cover for manufacturing and service Mudra Units is available under CGFMU as well as CGTMSE eligible. So, from where to obtain…
18
Lending
Articles
Difference between Consortium Banking and Multiple Banking
When a large manufacturer needs a ₹400 crore working capital limit — more than any single bank wants to take on alone…
19
Lending
Articles
Priority Sector Lending
Quick Facts — Priority Sector Lending 2025 Governing directions: RBI (Priority Sector Lending — Targets and Classification) Directions, 2025 — effective April…
20
Lending
Articles
Term Loan Appraisal — Complete Guide for Bank Promotion Exams
Term Loan Appraisal is one of the most heavily tested topics in bank promotion exams — Scale I to Scale III. Questions…