41
Articles
Knowledge Hub
JAIIB 2026 — Complete Hub: Exam Dates, Syllabus, Strategy & Books
⚡ November 2026 Registration Opens 10 August (rescheduled by IIBF): Paper I (IE&IFS): 1 Nov · Paper II (PPB): 22 Nov…
42
Articles
Knowledge Hub
Finacle 10 Commands List — PDF Download & Practical Guide (2026)
Finacle Deep-Dive Series — bankersclub.in SOD / BOD Start of Day Process → EOD End of Day Process → LIEN — ALM…
43
Articles
5 Days Banking in India — Latest Update, Reality & What to Expect (2026)
Ask any public sector bank employee what they want most, and the answer is almost always the same: a 5-day work…
44
Articles
HR
12th Bipartite Settlement — 17% Salary Revision, Arrears & 13th BPS: What’s Next
The 12th Bipartite Settlement is the wage revision agreement for public sector bank employees covering 1 November 2022 to 31 October 2027,…
45
Knowledge Hub
Articles
How to Pass JAIIB in First Attempt — Complete Strategy Guide 2026
📚 JAIIB Hub › Strategy Guide 🏠 JAIIB Hub📘 IE & IFS📗 PPB📊 AFM💳 RBWM📖 Best Books JAIIB (Junior Associate of the…
46
Articles
Best Books for JAIIB 2026 — Paper-wise Complete List
JAIIB Hub: Overview | Strategy | IE & IFS | PPB | AFM | RBWM | Books JAIIB — the Junior Associate…
47
Lending
Articles
Siphoning of Funds vs Diversion of Funds — RBI 2024 Meaning, Examples & Wilful Default
When a bank borrower defaults, investigators and credit officers must determine how the money was used — and whether the default was…
48
Lending
Articles
Pari Passu Charge: Meaning, Example & Implications for Bankers
Pari passu charge is one of the most commonly used security structures in consortium and multiple banking arrangements in India. When two…
49
Articles
DA for Bank Employees Aug 2026 — Confirmed at 27.83% | Up from 25.70%
DA for bank employees from August 2026 is confirmed at 27.83% under the 12th Bipartite Settlement — with April (149.9), May…
50
Articles
Drawing Power Formula & Calculation in Cash Credit — With Worked Example
Drawing power (DP) is the amount you can actually withdraw from a cash credit account on any given day — calculated…