📚 JAIIB Hub › Paper I — IE & IFS 🏠 JAIIB Hub📘 IE & IFS ←📗 PPB📊 AFM💳 RBWM🎯 Strategy ⚡ Quick Answer — Paper I IE & IFS = Indian Economy & Indian Financial System · 100 MCQs, 120 minutes, no negative marking · Pass mark: 45/100 · Read more…
⚡ May 2026 Exams Underway: Paper I (IE&IFS): 3 May · Paper II (PPB): 9 May · Paper III (AFM): 10 May · Paper IV (RBWM): 17 May ⚡ Quick Answer 4 papers: IE&IFS · PPB · AFM · RBWM · Pass mark: 45/100 per paper + 50% aggregate · Read more…
The 13th Bipartite Settlement is the upcoming wage revision agreement for approximately 8 lakh public sector bank employees, effective from 1 November 2027. The Department of Financial Services issued a directive on 20 April 2026 (ref: eF. No. 4/2/1/2026-IR) instructing banks and the IBA to conclude negotiations within a maximum Read more…
If you work in a public sector bank, you already know the feeling — a customer is waiting, the manager is watching, and you're clicking through four screens just to issue a cheque book. Finacle 10 commands solve exactly that problem. Instead of navigating menus one by one, you type Read more…
Ask any public sector bank employee what they want most, and the answer is almost always the same: a 5-day work week. Every other major institution — central government offices, IT companies, the RBI itself — already works Monday to Friday. Bank employees are still showing up on 1st, 3rd, Read more…
The 12th Bipartite Settlement is the wage revision agreement for public sector bank employees covering 1 November 2022 to 31 October 2027, signed on 8 March 2024. It delivered a 17% hike on the total wage bill and was concluded in just 16 months — the fastest Bipartite Settlement in Read more…
📚 JAIIB Hub › Strategy Guide 🏠 JAIIB Hub📘 IE & IFS📗 PPB📊 AFM💳 RBWM📖 Best Books JAIIB (Junior Associate of the Indian Institute of Bankers) is a professional examination conducted by IIBF for bank employees that earns an additional increment of ₹2,000 per month plus DA on clearing. Only Read more…
JAIIB Hub: Overview | Strategy | IE & IFS | PPB | AFM | RBWM | Books JAIIB — the Junior Associate of the Indian Institute of Banking and Finance — is one of the most important professional qualifications for bank employees in India. Clearing JAIIB qualifies you for promotion Read more…
When a bank borrower defaults, investigators and credit officers must determine how the money was used — and whether the default was wilful. Two specific terms defined by RBI in its Wilful Defaulters Directions, 2024 (effective November 1, 2024) are central to this determination: diversion of funds and siphoning of Read more…
Pari passu charge is one of the most commonly used security structures in consortium and multiple banking arrangements in India. When two or more banks lend to the same borrower against the same asset, understanding pari passu charge becomes essential for every credit officer, branch manager and JAIIB aspirant. This Read more…