101
Articles
Knowledge Hub
What are the Penal Measures for willful defaulters?
Consequences of wilful default and penal measures for wilful defaulters are explained in this article. [You should consider reading Meaning of wilful defaulters…
102
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Articles
Wilful Defaulters: RBI Guidelines, Classification Process & Penal Measures (2025)
⚡ Quick Facts — Wilful Defaulters (RBI Framework) Governing directionRBI Master Direction RBI/DoR/2024-25/122 (July 30, 2024); entity-specific directions from November 28, 2025…
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Articles
CERSAI Charges 2026 — Registration Fees, Search Fees & Complete Guide for Bankers
CERSAI (Central Registry of Securitisation Asset Reconstruction and Security Interest of India) is the statutory online registry where banks must register every…
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Articles
Knowledge Hub
Exchange of Soiled and Mutilated Notes – RBI Guidelines
A Gist of of RBI guidelines regarding Facility for Exchange of Soiled Notes and exchange of mutilated Notes by Banks is given below:…
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News
Security Breach of 32 lacs Debit Cards of SBI, HDFC, Axis
Over 32 lacs debit cards issued by Axis Bank, SBI, HDFC Bank, ICICI Bank and Yes Bank have been compromised after being…
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Articles
Knowledge Hub
Micro, Small & Medium Enterprises
Definition of MSME [Micro, Small & Medium Enterprises] as per The Micro, Small & Medium Enterprises Development Act 2006. An enterprise is…
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Lending
Articles
Primary Security vs Collateral Security — Complete Guide for Bank Promotion Exams
Primary Security and Collateral Security are fundamental concepts tested across all bank promotion exams — Scale I to Scale IV, JAIIB, CAIIB,…
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Articles
Bank Promotion
Pre-Shipment Finance & Packing Credit: Complete Guide for Bank Promotion Exams 2026
⚡ Quick Facts — Pre-Shipment Finance & Export Credit What is packing credit?Loan/advance for purchase, processing, manufacturing or packing of goods before…
109
Articles
Knowledge Hub
How DA is calculated for Bank employees?
Dearness Allowance (DA) for bank employees is calculated every quarter using the All-India Consumer Price Index (AICPI) published by the Ministry of…
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Notifications
Import Data Processing and Monitoring System (IDPMS)
A.P. (DIR Series) Circular No. 05 October 06, 2016 Import Data Processing and Monitoring System (IDPMS) Attention of Authorized Dealer Category-I…