Description
Why this course exists
YouTube videos won’t help.
JAIIB coaching is for a different exam.
Your bank’s internal promotion exam doesn’t test what coaching apps prepare you for. It tests RBI circulars, IBA guidelines, and your own bank’s policies — the exact content that Adda247, Learning Sessions, and JAIIB books don’t cover.
This course was built chapter by chapter, mapped directly to the Clerk → Scale I promotion exam syllabus. Every MCQ, every one-liner, every case box is exam-relevant — not generic banking awareness.
What’s inside
66 chapters across 10 complete modules
Module A · 11 chapters
Banking Law & Regulations
BR Act, RBI Act, NI Act, Indian Contract Act, SARFAESI, Limitation Act, Recovery Forums (DRT/NCLT), PMLA & KYC, Garnishee Orders, Bank-Customer Relationship, Partnership & IT Act
Module B · 13 chapters
Advances & Credit Management
Loans & advances, types of charges, business organisations, credit appraisal, working capital, NPA & IRAC norms, SMA classification, MSME lending, agriculture credit & KCC, retail loans, restructuring & OTS, fee-based income, CICs (CIBIL)
Module C · 2 chapters
RBI Guidelines & Monetary Policy
Monetary policy instruments (Repo, CRR, SLR, OMO) & rate transmission — Priority Sector Lending targets, sub-targets & PSLCs
Module D · 6 chapters
Deposits & Customer Service
Deposit account types (SB, CA, FD, RD, NRI), KYC/AML — CDD, EDD, re-KYC, nomination & joint accounts, DICGC & deposit insurance, ancillary services (DD, locker, MTSS), customer compensation & grievance redressal
Module E · 8 chapters
Digital Banking & Technology
NEFT, RTGS, IMPS, UPI, NACH, BBPS — CTS & MICR — Debit, credit & prepaid cards — Internet & mobile banking — CBDC (Digital Rupee) — Cybersecurity & IT Act — Remittances (AEPS, LRS, SWIFT) — Fintech, Payment Banks & Account Aggregator
Module F · 5 chapters
Computer & IT in Banking
Computerisation & CBS, Finacle commands & navigation, data security, backup, disaster recovery & BCP, networking & database basics, IT in risk management — fraud detection, AML & SWIFT
Module G · 7 chapters
Priority Sector & Government Schemes
Agriculture credit (SHG-bank linkage, PMFBY, PM-KISAN), MSME lending (ECLGS, PSB Loans in 59 Minutes, PM Vishwakarma), MUDRA & PM SVANidhi, CGTMSE & credit guarantee schemes, PMEGP/PMJDY/PMSBY/PMJJBY/APY, microfinance & business correspondents, Startup India & Stand Up India
Module H · 1 chapter
Finance & Economics Essentials
Important banking & financial committees — the recommendations examiners quote most often
Module I · 4 chapters
Foreign Exchange & Trade Finance
FEMA 1999 (residents, current & capital account), NRI accounts (NRE, NRO, FCNR-B), Letter of Credit (types, mechanism, UCP 600), Bank Guarantee (types, invocation, risks)
Bonus Module · 9 chapters
Know Your Bank: PNB
PNB deposit products, retail loans, cards, agriculture & MSME schemes, PNB ONE and digital channels, government scheme partnerships, subsidiaries & associates, recent initiatives and awards — included free with enrolment
What you get with every module
Included free with every enrolment
Bank-specific module for Punjab National Bank
Your promotion exam also tests your own bank’s circulars and policies — areas no generic coaching covers. Enrolled students get the 9-chapter Know Your Bank: PNB module at no extra charge.
This course is for
- PSU bank clerks preparing for internal promotion to Scale I
- Clerks whose exam is within 3–12 months
- Bankers who want structured, text-first preparation
- Those who found coaching apps irrelevant
This course is NOT for
- IBPS PO or probationary officer aspirants
- JAIIB / CAIIB exam preparation
- General banking awareness for competitive exams
- Scale II, III or higher promotion exams
What enrolment includes
What you get when you enrol
- ✓ Immediate access to all 66 published chapters today
- ✓ Every future update — new chapters and mock tests, automatically, at no extra cost
- ✓ One-time payment — ₹1,299 for 12 months of access, no renewals
- ✓ 7-day full refund, no questions asked
- ✓ Bank-specific module (PNB) — 9 chapters, included free
Regular price: ₹2,399
A note on what’s not ready yet
All ten modules are complete — 66 chapters across Modules A to I plus the free Know Your Bank: PNB bonus module. Chapters are revised as RBI and IBA circulars change, so the material stays current through your year of access.
You get access to everything ready today, and every future update automatically.
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