51
Articles
Knowledge Hub
How to send money using *99# (USSD)
After the announcement of demonetization by PM Modi, need for going cashless and digital has increased. Today, there are various methods available…
52
Lending
Articles
Micro Units – where to cover? CGTMSE or CGFMU
Guarantee cover for manufacturing and service Mudra Units is available under CGFMU as well as CGTMSE eligible. So, from where to obtain…
53
Articles
Bank Promotion
Law of Limitation in Banking — Limitation Act 1963: Exam Guide
Law of Limitation in Banking — Limitation Act 1963: Exam Guide ⚡ Quick Facts — Law of Limitation Governing lawLimitation Act, 1963…
54
Lending
Articles
Difference between Consortium Banking and Multiple Banking
When a large manufacturer needs a ₹400 crore working capital limit — more than any single bank wants to take on alone…
55
Lending
Articles
Priority Sector Lending
Quick Facts — Priority Sector Lending 2025 Governing directions: RBI (Priority Sector Lending — Targets and Classification) Directions, 2025 — effective April…
56
Lending
Articles
Term Loan Appraisal — Complete Guide for Bank Promotion Exams
Term Loan Appraisal is one of the most heavily tested topics in bank promotion exams — Scale I to Scale III. Questions…
57
Articles
Knowledge Hub
What are the Penal Measures for willful defaulters?
Consequences of wilful default and penal measures for wilful defaulters are explained in this article. [You should consider reading Meaning of wilful defaulters…
58
Lending
Articles
Wilful Defaulters: RBI Guidelines, Classification Process & Penal Measures (2025)
⚡ Quick Facts — Wilful Defaulters (RBI Framework) Governing directionRBI Master Direction RBI/DoR/2024-25/122 (July 30, 2024); entity-specific directions from November 28, 2025…
59
Lending
Articles
CERSAI Charges 2026 — Registration Fees, Search Fees & Complete Guide for Bankers
CERSAI (Central Registry of Securitisation Asset Reconstruction and Security Interest of India) is the statutory online registry where banks must register every…
60
Articles
Knowledge Hub
Exchange of Soiled and Mutilated Notes – RBI Guidelines
A Gist of of RBI guidelines regarding Facility for Exchange of Soiled Notes and exchange of mutilated Notes by Banks is given below:…