51
Articles
Knowledge Hub
How to send money using *99# (USSD)
After the announcement of demonetization by PM Modi, need for going cashless and digital has increased. Today, there are various methods available…
52
Lending
Articles
Micro Units – where to cover? CGTMSE or CGFMU
Guarantee cover for manufacturing and service Mudra Units is available under CGFMU as well as CGTMSE eligible. So, from where to obtain…
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Articles
Bank Promotion
Law of Limitation in Banking — Limitation Act 1963: Exam Guide
← Bank Promotion Exam Hub 2026›Law of Limitation in Banking Law of Limitation in Banking — Limitation Act 1963: Exam Guide ⚡…
54
Lending
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Difference between Consortium Banking and Multiple Banking
When a large manufacturer needs a ₹400 crore working capital limit — more than any single bank wants to take on alone…
55
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Priority Sector Lending
← Bank Promotion Exam Hub 2026›Priority Sector Lending (PSL) Quick Facts — Priority Sector Lending 2025 Governing directions: RBI (Priority Sector Lending…
56
Lending
Articles
Term Loan Appraisal — Complete Guide for Bank Promotion Exams
← Bank Promotion Exam Hub 2026›Term Loan Appraisal Term Loan Appraisal is one of the most heavily tested topics in bank promotion…
57
Articles
Knowledge Hub
What are the Penal Measures for willful defaulters?
Consequences of wilful default and penal measures for wilful defaulters are explained in this article. [You should consider reading Meaning of wilful defaulters…
58
Lending
Articles
Wilful Defaulters: RBI Guidelines, Classification Process & Penal Measures (2025)
← Bank Promotion Exam Hub 2026›Wilful Defaulters — RBI Guidelines ⚡ Quick Facts — Wilful Defaulters (RBI Framework) Governing direction RBI Master…
59
Lending
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CERSAI Charges 2026 — Registration Fees, Search Fees & Complete Guide for Bankers
← Bank Promotion Exam Hub 2026›CERSAI — Registration & Fees CERSAI (Central Registry of Securitisation Asset Reconstruction and Security Interest of India)…
60
Articles
Knowledge Hub
Exchange of Soiled and Mutilated Notes – RBI Guidelines
A Gist of of RBI guidelines regarding Facility for Exchange of Soiled Notes and exchange of mutilated Notes by Banks is given below:…