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Clerk to Scale I — Bank Promotion Exam Course



Crack Your Bank Promotion Exam
Clerk → Scale I

Structured chapter-by-chapter course with MCQ practice, exam one-liners, and score tracking.
Built by bankers, for bankers.

One-time payment  ·  12-month access  ·  7-day money-back guarantee

Sound familiar?

  • You studied hard last cycle from scattered notes — and still didn't clear.
  • Banking law textbooks are dense and not mapped to what the panel actually asks.
  • You know the broad topics but can't pinpoint the high-weightage areas worth memorising.
  • You have no structured MCQ practice with difficulty progression and explanations.
  • The promotion means ₹12,000–₹18,000 extra per month — too important to leave to chance.

What's inside the course

26 chapters across 4 modules  ·  MCQs at 3 difficulty levels  ·  Exam one-liners before every quiz

⚖️ Module 1 — Banking Laws

8 chapters on the legal backbone of Indian banking

  • Banking Regulation Act, 1949
  • RBI Act, 1934
  • Negotiable Instruments Act, 1881
  • Indian Contract Act, 1872
  • SARFAESI Act, 2002
  • Limitation Act, 1963
  • Recovery Forums — Lok Adalat, DRT, NCLT
  • PMLA & KYC Norms

💳 Module 2 — Credit & Advances

12 chapters on lending, NPAs and credit assessment

  • Types of Loans, Charges & Securities
  • Credit Appraisal & Documentation
  • Working Capital Assessment
  • NPA Classification & Provisioning
  • SMA Classification
  • MSME & Agriculture Lending
  • Retail Loans — Home, Auto, Education, Gold
  • Restructuring, OTS & Write-off

🏦 Module 3 — Deposits & Accounts

4 chapters on deposit products and account operations

  • Types of Deposit Accounts
  • KYC — CDD, Re-KYC & CKYC
  • Nomination, Joint & Minor Accounts
  • DICGC & Deposit Insurance

📊 Module 4 — RBI Policy & PSL

Monetary policy tools and priority sector targets

  • CRR, SLR, Repo, Reverse Repo, MSF, SDF
  • Open Market Operations
  • Priority Sector Targets & Sub-targets
  • PSL Certificates — buying & selling

✨ More modules are being added. Your purchase includes all future chapters.

This course is for you if…

  • You are a confirmed clerk in a public sector bank and eligible for the next promotion cycle.
  • You want one structured, comprehensive source — not 10 PDFs stitched together.
  • You appeared before and failed, and want a different approach this time.
  • You want MCQ practice at increasing difficulty, not just reading material.
  • You have 4–8 weeks before the exam and want to use that time effectively.

What our students say

★★★★★

“I cleared Scale I on my first attempt. The chapter on NPA provisioning alone was worth the entire fee — my previous notes had three different versions of the norms and I never knew which was current.”

— Priya Sharma, SBI Clerk, Pune

★★★★★

“The exam one-liners section saved me during the final revision week. I just went through those 10–15 bullet points per chapter the night before. Much better than re-reading 30 pages.”

— Rajan Mehta, PNB Clerk, Delhi

★★★★☆

“Failed twice before I found this. The SARFAESI chapter finally explained the 60-day and 30-day notice sequence in a way I could actually remember during the exam. Cleared this time.”

— Kavitha Nair, Canara Bank Clerk, Bangalore

Frequently Asked Questions

Who is this course for?

This course is for confirmed bank clerks (Class III employees) appearing for their Clerk to Scale I promotion exam — whether it is their first attempt or a re-attempt after failing. If you want one structured, exam-mapped source instead of scattered notes, this is for you.

Is this the same as JAIIB preparation?

No. JAIIB covers broad banking knowledge across 4 papers. The promotion exam goes much deeper on operational topics: exact NPA provisioning percentages, SARFAESI notice timelines, SMA norms, priority sector sub-targets, and RBI circulars. This course is mapped to what promotion panels actually test — not the JAIIB syllabus.

What topics does the course cover?

The course covers four modules: (1) Banking Laws — Banking Regulation Act, RBI Act, NI Act, SARFAESI, PMLA and more; (2) Credit and Advances — Working capital, NPA, SMA, MSME, agriculture credit, retail loans; (3) Deposits and Customer Accounts — KYC, nomination, DICGC; (4) RBI Policy and Priority Sector — monetary policy tools and PSL targets. New chapters are added regularly and are included in your purchase.

How long will it take to complete?

Most students complete the full course in 4 to 6 weeks at 1 to 2 hours per day. Each chapter takes 12 to 18 minutes to read, plus MCQ practice time. You can also revise selectively in the final week before your exam.

Are there MCQs with explanations?

Yes. Every chapter includes graded MCQs at Easy, Medium, and Hard levels. Each question has a full explanation. Your attempt history and scores are saved so you can track improvement across multiple sittings.

Is the content updated for 2026 exams?

Yes. All chapters reflect current RBI guidelines, revised SARFAESI amendments, updated PSL targets, and the latest NPA and provisioning norms. Content is updated whenever the RBI or IBA issues revised circulars.

How long is my access valid?

Access is valid for 12 months from the date of purchase. This covers a full exam cycle — enough time to prepare, appear, and revise for a re-attempt if needed.

Is there a refund policy?

Yes. We offer a full refund within 7 days of purchase if you are not satisfied with the course content. Email [email protected] with your order details.

Preparing for a higher-scale promotion?

We are building courses for Scale I → II and Scale II → III. Join the waitlist to get early-bird access and a launch discount.

View all promotion exam courses →