December 2026 dates: Not yet officially announced by IIBF (as of July 2026) — announcement expected September–October 2026
Exam pattern: CAIIB is held twice a year — June cycle and November/December cycle
Registration: Typically opens 3–4 months before the exam; watch iibf.org.in for the official notification
Papers per sitting: Candidates can attempt up to 4 papers in a single examination cycle (across separate Sundays)
June 2026 cycle: Concluded; results expected to be declared within 4–6 weeks of the last paper
CAIIB Examination Cycle — How the Schedule Works
IIBF conducts CAIIB examinations twice a year — once mid-year (typically June) and once year-end (typically November or December). Each paper is held on a separate Sunday within the cycle, spread over 4–6 consecutive Sundays. This structure means you can attempt multiple papers in a single cycle without any paper conflicting with another. IIBF announces exact dates through a formal notification on its website, usually 10–12 weeks before the first paper of the cycle.
Typical Annual CAIIB Calendar Pattern
Activity
June Cycle
December Cycle
IIBF Date Notification
February – March
September – October
Registration Window Opens
March
October
Registration Closes
April
November
Admit Card Download
May
November
Papers Held (Sundays)
June
November – December
Results Declaration
July – August
January – February
Important: This is a typical historical pattern. Exact dates shift year to year. Always verify the current cycle dates from the official IIBF notification at iibf.org.in — do not plan based on this or any third-party source alone.
June 2026 Cycle — Current Status
June 2026 Cycle — Examinations Concluded
The June 2026 CAIIB examination cycle has concluded (papers held in June 2026). As of early July 2026, results have not yet been declared.
Results timeline: IIBF typically declares results 4–6 weeks after the last paper in the cycle. For June-cycle exams, results are expected in July–August 2026.
How to check results: Log in to your IIBF candidate portal at iibf.org.in using your registration number and date of birth. Results are also communicated by email to the registered address.
If you appeared in June 2026: The December 2026 cycle is your next opportunity. Use the interval to close gaps in papers not cleared and to prepare the remaining papers. Registration is expected to open in October 2026.
December 2026 Cycle — What to Expect
Milestone
Expected (Based on Historical Pattern)
Action Required
Official Date Notification
September – October 2026
Watch iibf.org.in; subscribe to IIBF email alerts
Registration Opens
October 2026
Register as soon as window opens — centres fill up in metros
Registration Closes
November 2026
Do not wait until the deadline — late registration often closes early
Papers Held
November – December 2026 (Sundays)
Prepare to be free on examination Sundays — inform branch in advance
Results
January – February 2027
Check IIBF portal; results feed through to employer HR records
Registration Process — Step by Step
Step 1 — Confirm Eligibility
You must be a passed JAIIB candidate and a confirmed member of IIBF (minimum 2 years of banking service after joining as a member). Check your IIBF member account to confirm your status before the registration window opens.
Step 2 — Log In to IIBF Portal
Visit iibf.org.in → Examination → CAIIB Examination Registration. Use your IIBF membership number and registered email/mobile. If you have forgotten credentials, reset via the portal — do this before the registration window opens, not during.
Step 3 — Select Papers
Choose which papers you are appearing in this cycle. You can select up to 4 compulsory papers plus 1 elective. Do not select a paper you passed previously — each paper registration is per-paper; already-passed papers do not need re-registration.
Step 4 — Select Exam Centre
Choose your preferred examination city. IIBF has centres in most major cities and district headquarters. Select the centre closest to your posting — once assigned, changing centre is difficult and subject to availability.
Step 5 — Pay the Examination Fee
Fee payment is online (net banking, UPI, debit/credit card). Fee is per-paper. Keep the payment confirmation receipt — it is required for the admit card download and any fee-related queries.
Step 6 — Download Admit Card
Admit cards are available approximately 2 weeks before the first paper. Download and print — many centres do not accept mobile screenshots. Bring both the admit card and a government photo ID (Aadhaar, PAN, passport, or driving licence) on exam day.
Examination Pattern and Rules
Aspect
Detail
Mode
Online (computer-based test) at designated IIBF examination centres
Duration per paper
120 minutes (2 hours)
Questions per paper
100 objective (MCQ) questions — 1 mark each
Negative marking
No negative marking — attempt all questions
Pass marks
50 marks (50%) per paper; OR 45 marks in each paper with aggregate 50% across all papers in the cycle
Medium of instruction
English and Hindi (candidate selects at the start of the examination)
Calculator
Online calculator provided within the exam interface — no physical calculator permitted
Attempt limits
Candidates must complete all papers within the number of attempts permitted from the date of enrolment — check the current IIBF rules for your enrolment year, as attempt limits are periodically revised
Pass validity
A pass in any paper is valid for 5 years from the date of passing — you need not re-appear in cleared papers
How to Use the Interval Before December Registration
July to September 2026 — the preparation window
If you appeared in June
Wait for results (expected July–August). Once results are known, decide which papers need December re-attempt. Begin targeted preparation for those specific papers — do not re-study papers you have already cleared.
If you are starting fresh
December 2026 gives you 5 months from now. This is enough for 2–3 papers done well. Choose ABM + BRBL as your first-sitting pair — they reward banking experience most directly. Begin with the IIBF official study kit for each.
Paper selection strategy
Decide your paper selection before registration opens — do not decide under time pressure during the registration window. Check your paper-wise mock test scores to confirm which papers you are genuinely ready for.
Centre choice
In metros (Mumbai, Delhi, Chennai, Bengaluru), centres fill within days of registration opening. Have your centre preference list ready — first choice and fallback — before you log in to register.
Frequently Asked Questions
Where will IIBF officially announce the December 2026 CAIIB dates?
The official source is iibf.org.in — specifically the “Examinations” section. IIBF also sends email alerts to registered members, and publishes examination notifications in national newspapers. Do not rely on WhatsApp forwards or third-party websites for date announcements — they sometimes circulate approximate or incorrect dates from prior years. Bookmark the IIBF website and check it directly once every 2–3 weeks from August 2026 onwards.
Can I change my selected papers after registration closes?
Generally, paper selection cannot be changed after registration closes. Some cycles allow limited changes during a short correction window (usually 2–3 days after the registration deadline), but this is not guaranteed every cycle. Select your papers carefully — if you register for a paper you are not ready for, you will either appear underprepared or forfeit the fee by not appearing. Not appearing is recorded as an attempt in most cycles.
I passed JAIIB 3 years ago and have not yet started CAIIB. Has my eligibility lapsed?
No — passing JAIIB remains a permanent prerequisite for CAIIB enrolment; it does not expire. However, the attempt clock and pass-validity window for CAIIB papers begins from the date of your CAIIB enrolment, not from JAIIB passing. You can enrol in CAIIB at any time after clearing JAIIB, as long as you are still a confirmed IIBF member in service at a bank. If your bank membership has lapsed (resignation, retirement), check with IIBF on re-enrolment rules.
What happens if I appear for an exam and do not pass but also do not receive a score below the exemption threshold?
If you score between 40 and 49 in a paper (below the 50-mark pass threshold) and the aggregate concession does not apply, that attempt is counted as a failed attempt — it reduces your remaining attempts from your enrolment entitlement. The paper must be re-appeared in a future cycle. The 5-year validity clock for already-passed papers continues to run regardless of failed attempts in other papers.
My employer will only reimburse examination fees if I pass. Does registering for more papers increase or decrease reimbursement risk?
Reimbursement policies vary by bank and grade. Generally, attempting fewer papers but being well-prepared for each increases the probability of passing all registered papers and thus receiving full reimbursement. Attempting 4–5 papers when only 2 are genuinely prepared risks paying fees on 2–3 failed papers with no reimbursement. From a cost perspective: register for the papers you will pass, not the maximum the exam allows. Check your bank’s HR policy on CAIIB fee reimbursement — some banks reimburse even for failures after the first attempt.
IIBF official MacMillan study kits are the non-negotiable primary source. Supplementary: NS Toor guides for ABM and BFM worked examples. Mock test platforms, edition warnings, and a 12-week usage schedule per paper.
Paper-wise failure patterns for ABM, BFM, ABFM and BRBL — formula errors, outdated content, strategic mistakes, exam-day traps. With re-attempt strategy for candidates who did not clear in their first sitting.