11
Lending
Articles
Micro Units – where to cover? CGTMSE or CGFMU
Guarantee cover for manufacturing and service Mudra Units is available under CGFMU as well as CGTMSE eligible. So, from where to obtain…
12
Articles
Bank Promotion
Law of Limitation in Banking — Limitation Act 1963: Exam Guide
Law of Limitation in Banking — Limitation Act 1963: Exam Guide ⚡ Quick Facts — Law of Limitation Governing lawLimitation Act, 1963…
13
Lending
Articles
Priority Sector Lending
Quick Facts — Priority Sector Lending 2025 Governing directions: RBI (Priority Sector Lending — Targets and Classification) Directions, 2025 — effective April…
14
Lending
Articles
Term Loan Appraisal — Complete Guide for Bank Promotion Exams
Term Loan Appraisal is one of the most heavily tested topics in bank promotion exams — Scale I to Scale III. Questions…
15
Lending
Articles
CERSAI Charges 2026 — Registration Fees, Search Fees & Complete Guide for Bankers
CERSAI (Central Registry of Securitisation Asset Reconstruction and Security Interest of India) is the statutory online registry where banks must register every…
16
Lending
Articles
Primary Security vs Collateral Security — Complete Guide for Bank Promotion Exams
Primary Security and Collateral Security are fundamental concepts tested across all bank promotion exams — Scale I to Scale IV, JAIIB, CAIIB,…
17
Articles
Bank Promotion
Pre-Shipment Finance & Packing Credit: Complete Guide for Bank Promotion Exams 2026
⚡ Quick Facts — Pre-Shipment Finance & Export Credit What is packing credit?Loan/advance for purchase, processing, manufacturing or packing of goods before…
18
Notifications
Import Data Processing and Monitoring System (IDPMS)
A.P. (DIR Series) Circular No. 05 October 06, 2016 Import Data Processing and Monitoring System (IDPMS) Attention of Authorized Dealer Category-I…
19
Lending
Articles
Credit Guarantee Fund for Micro Units (MUDRA)
Credit Guarantee Fund for Micro Units (CGFMU) was notified by Govt. on 18th April 2016 and has been made effective retrospectively for loans…
20
Knowledge Hub
Lending
What is a Standby Letter of Credit (SBLC)?
Standby Letter of Credit (SBLC) acts almost like a substitute for guarantee. SBLC is a guarantee to make payment in case of…