Articles

CERSAI Registration after 30 Days/ 60 Days – Procedure

Particulars of equitable mortgage of immovable properties are required to be filed with CERSAI within 30 days of creation of…

7 years ago

Exchange of Soiled and Mutilated Notes – RBI Guidelines

A Gist of of RBI guidelines regarding Facility for Exchange of Soiled Notes and exchange of mutilated Notes by Banks is…

7 years ago

Micro, Small & Medium Enterprises

Definition of MSME [Micro, Small & Medium Enterprises] as per The Micro, Small & Medium Enterprises Development Act 2006. An…

7 years ago

What is Collateral Security and Primary Security

We have explained below what is primary security and what is collateral security and how these are different.   Also…

7 years ago

What is Pre-Shipment Finance or Packing Credit?

Pre-shipment Finance or Packing credit is a type of credit facility (loan), available for exporters. The advance is provided for…

7 years ago

How DA is calculated for Bank employees?

DA for Bank employees is revised every quarter, which increases or decreases based on the CPI (Consumer Price Index. Consumer…

2 years ago

Credit Guarantee Fund for Micro Units (MUDRA)

Credit Guarantee Fund for Micro Units (CGFMU) was notified by Govt. on 18th April 2016 and has been made effective…

7 years ago

Interest on PPF & other Small Saving Schemes Decreased

Interest on PPF has been reduced by 0.10% w.e.f. 1st October 2016 from 8.10% to 8.00%. Besides PFF, rate of…

8 years ago

Loans and Advances against Shares, Debentures and Bonds – RBI Guidelines

Advances to individuals As per RBI guidelines, Banks may grant advances against the security of shares, debentures or bonds to…

7 years ago

Publish photographs of only Wilful Defaulters – RBI

Reserve Bank of India, on 29th September, 2016 directed banks and financial institutions to publish photographs of only wilful defaulters…

7 years ago