Useful books for Bankers

Last updated by Jai on March 13, 2018

These are some of the useful books for bankers to enhance their skills in banking.

Credit Appraisal, Risk Analysis & Decision Making

This book contains comprehensive material on credit appraisal, to help the officials in commercial banks and financial institutions. It features – analysis of financial statements, profit & loss and balance sheet items explained, window dressing techniques, spreadsheet, forecasting and cash budget applications, credit risk assessment, etc.


Working Capital Management and Finance (A Handbook for Bankers and Finance Managers):

This book claims to the first book for bankers on working capital in simple language covering various problems being faced by the new officers joining the banks. This book is very convenient and understandable logically with all the ins & outs of the working capital management and its finance. It will prove to be a bible for all the officers who are working in the banks but have no background of financial terminology and its technical aspects with logical understanding.


How to Read Profit and Loss Statement

This book will make your understand, Why is it important to maintain a P&L Statement?, What items do we need to consider while preparing this statement and why?, What perspective do investors have while analyzing a P&L Statement? Presented in simple language through some short story like examples to set the stage and tone for theoretical discussions, this edition also includes ample exercises along with answer keys.



This book will make you understand the concept of cash flow statement and how you should analyse the cash flow statement of a company. Cash flow is an important aspect in lending as the repayment of bank’s loan depends upon the cash flows of the borrower.



How to Read a Balance Sheet

This book contains Real-life Balance Sheet illustrations on actual figures of five Indian Retail Apparel companies, along with their ‘Common-Size’ Balance Sheet illustrations and ‘Shareholders Funds’ illustrations. Identifying financial terms such as Capital Structure, Bad Debts, Advance from Customer, Notes to Accounts, Principle of Conservatism, Contractual Obligations or Ensuring Restrictions and Post-Balance Sheet Disclosures. Understanding the limitations of the Balance Sheet. Revised Exercises.



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