Banking Calculators
A growing collection of free calculators built for bank officers, credit managers, and banking aspirants. Bookmark this page — tools are added regularly.
DA Calculator
Current DA: 25.00% (Feb–Apr 2026). Enter your Basic Pay, SA, PQP and more to get your exact monthly DA under the 12th BPS.
EMI Calculator
Calculate equated monthly instalments for any loan amount, interest rate, and tenure. Amortisation schedule included.
Drawing Power Calculator
Calculate DP from a stock statement: eligible stock, book debts ≤90 days, trade creditors, and margin. 12th BPS formula.
CGTMSE Fee Calculator
Calculate the annual guarantee fee for MSME loans covered under the CGTMSE scheme, including the revised slabs for 2025–26.
Interest Calculator
Simple and compound interest for deposit pricing, loan comparisons, and NPA interest computation. Daily, monthly, and annual modes.
Loan Eligibility Calculator
Estimate maximum loan eligibility based on gross income, existing obligations, and standard bank norms (FOIR / NTH).
Each calculator is built around the formulas and norms that branch officers and credit managers use every day — not textbook approximations.