Lending

What is working Capital?

Working Capital is a financial indicator of operational liquidity of a business organization. Working Capital is the short term assets…

2 months ago

What is Pari Passu Charge | Simple Explanation

Meaning of pari passu charge - Pari-passu is a Latin phrase, which means "equal footing".  Thus pari passu charge means,…

2 months ago

Difference between LC and SBLC – Simplified

Letter of Credit (LC) and the ‘Standby Letter of Credit' (SBLC) are used by Importers and Exporters in International Trade…

2 months ago

Diversion of Funds and Siphoning of Funds

What is Diversion of Funds? Diversion of Funds means (mis)utilization of Funds for a purpose for which loan was not…

5 years ago

CGTMSE Scheme Explained in detail [updated]

CGTMSE Scheme known as “Credit Guarantee Fund for Micro and Small Enterprises” is a guarantee fund set by Government of India…

5 years ago

What is Letter of Credit?

A letter of credit is issued (opened) bank a Bank on the request of his buyer customer in favour of seller, which…

7 years ago

Credit Appraisal Process : An Ultimate Guide for beginners

Credit Appraisal is a process which require sufficient knowledge and proper due diligence. Credit involves risk of default, which can…

2 years ago

What is RBI’s 5/25 Scheme?

Infrastructure and core industries projects have a long gestation periods and large capital investments. The repayment period for loans to…

7 years ago

Different types of mortgage – Equitable mortgage and Registered mortgage

Equitable mortgage is most common type of mortgage in India. But there are different types of mortgages. What is mortgage,…

6 years ago

Analysis Of Holding Period : How to : Ultimate Guide

Analysis of holding period is an important aspect while sanctioning working capital facilities in Banks. In this article, we have…

2 years ago