Lending

CERSAI Fees and Charges

Particulars of equitable mortgage of immovable properties are required to be filed with CERSAI within 30 days of creation of…

7 years ago

CERSAI Registration after 30 Days/ 60 Days – Procedure

Particulars of equitable mortgage of immovable properties are required to be filed with CERSAI within 30 days of creation of…

7 years ago

Micro, Small & Medium Enterprises

Definition of MSME [Micro, Small & Medium Enterprises] as per The Micro, Small & Medium Enterprises Development Act 2006. An…

7 years ago

What is Collateral Security and Primary Security

We have explained below what is primary security and what is collateral security and how these are different.   Also…

7 years ago

What is Pre-Shipment Finance or Packing Credit?

Pre-shipment Finance or Packing credit is a type of credit facility (loan), available for exporters. The advance is provided for…

7 years ago

Credit Guarantee Fund for Micro Units (MUDRA)

Credit Guarantee Fund for Micro Units (CGFMU) was notified by Govt. on 18th April 2016 and has been made effective…

7 years ago

Loans and Advances against Shares, Debentures and Bonds – RBI Guidelines

Advances to individuals As per RBI guidelines, Banks may grant advances against the security of shares, debentures or bonds to…

7 years ago

How to Verify geniuneness of Income Tax Returns

Income Tax Return (ITR) is the first thing banks asks for after KYC documents for any type of loan. The…

7 years ago

File Charge with CERSAI for Movable & Intangible Assets also

Charge on stocks & book debts machinery is also required to be filed with CERSAI. CERSAI, vide their notification dated…

7 years ago

What are current assets and what are current liabilities and how to identify in balance sheet.

Current Assets are the assets which can be converted in cash within a short period of time (not more than…

7 years ago