Articles
SBI and PNB may move out from 11th Bipartite Settlement
According to media reports, State Bank of India and Punjab National Bank are exploring possibilities to move out from 11th…
Micro Units – where to cover? CGTMSE or CGFMU
Guarantee cover for manufacturing and service Mudra Units is available under CGFMU as well as CGTMSE eligible. So, from where…
Law of Limitation in Banking
Limitation period for recovery of Debt in India is governed by the Limitation Act, 1963. The Limitation Act, 1963 specifies…
Difference between Consortium Banking and Multiple Banking
Difference between Consortium Banking and Multiple Banking is explained in this article What is Consortium Banking or lending under Consortium…
Priority Sector Lending
There are some sectors of the economy, which may face difficulty in getting timely and adequate credit. To facilitate these…
DA for Bank Employees for November 2016 to January 2017
See: Expected DA for Bank Employees from February 2016 Increase in Dearness Allowance for Bank Employees for November 2016 to…
‘Term Loan Appraisal’ Technique
'Term Loan Appraisal' technique is explained in this article. Terms Loans are granted to finance Capital Expenditure like plant &…
What are the Penal Measures for willful defaulters?
Consequences of wilful default and penal measures for wilful defaulters are explained in this article. [You should consider reading Meaning of…
Wilful Defaulters – RBI guidelines
You must have come across the term 'Wilful Defaulter' or if you have worked on credit desk of a bank, you…
CERSAI Fees and Charges
Particulars of equitable mortgage of immovable properties are required to be filed with CERSAI within 30 days of creation of…