Knowledge Hub

‘Term Loan Appraisal’ Technique

'Term Loan Appraisal' technique is explained in this article. Terms Loans are granted to finance Capital Expenditure like plant &…

2 years ago

What are the Penal Measures for willful defaulters?

Consequences of wilful default and penal measures for wilful defaulters are explained in this article.  [You should consider reading Meaning of…

2 years ago

Wilful Defaulters – RBI guidelines

You must have come across the term 'Wilful Defaulter' or if you have worked on credit desk of a bank, you…

4 years ago

CERSAI Fees and Charges

Particulars of equitable mortgage of immovable properties are required to be filed with CERSAI within 30 days of creation of…

7 years ago

CERSAI Registration after 30 Days/ 60 Days – Procedure

Particulars of equitable mortgage of immovable properties are required to be filed with CERSAI within 30 days of creation of…

7 years ago

Exchange of Soiled and Mutilated Notes – RBI Guidelines

A Gist of of RBI guidelines regarding Facility for Exchange of Soiled Notes and exchange of mutilated Notes by Banks is…

7 years ago

Micro, Small & Medium Enterprises

Definition of MSME [Micro, Small & Medium Enterprises] as per The Micro, Small & Medium Enterprises Development Act 2006. An…

7 years ago

What is Collateral Security and Primary Security

We have explained below what is primary security and what is collateral security and how these are different.   Also…

7 years ago

What is Pre-Shipment Finance or Packing Credit?

Pre-shipment Finance or Packing credit is a type of credit facility (loan), available for exporters. The advance is provided for…

7 years ago

How DA is calculated for Bank employees?

DA for Bank employees is revised every quarter, which increases or decreases based on the CPI (Consumer Price Index. Consumer…

2 years ago