Comprehensive guide to Credit Appraisal Process in Banks

Comprehensive guide to Credit Appraisal Process in Banks

Do you know, which loans turn bad? Loans sanctioned without proper due diligence and understanding the business of the customer and due to lack of knowledge or ignorance. And loans sanctioned under pressure. You can avoid both situations by having sufficient knowledge...
What is RBI’s 5/25 Scheme?

What is RBI’s 5/25 Scheme?

Infrastructure and core industries projects have a long gestation periods and large capital investments. The repayment period for loans to such sectors should be corresponding to their gestation period of cash flows. However, Banks were unable to provide such long...
Useful books for Bankers

Useful books for Bankers

These are some of the useful books for bankers to enhance their skills in banking. Credit Appraisal, Risk Analysis & Decision Making This book contains comprehensive material on credit appraisal, to help the officials in commercial banks and financial...
What is bitcoin and how bitcoin works?

What is bitcoin and how bitcoin works?

Have you heard of bitcoin? If not earlier, then surely you’d have come across this term during the recent ‘wannacry’ ransomware news. The hackers are asking to pay ransom in bitcoins. What is this bitcoin all about? How it is used? Here are the basics about bitcoin.  ...