Comprehensive guide to Credit Appraisal Process in Banks

Comprehensive guide to Credit Appraisal Process in Banks

Do you know, which loans turn bad? Loans sanctioned without proper due diligence and understanding the business of the customer and due to lack of knowledge or ignorance. And loans sanctioned under pressure. You can avoid both situations by having sufficient knowledge...
What is RBI’s 5/25 Scheme?

What is RBI’s 5/25 Scheme?

Infrastructure and core industries projects have a long gestation periods and large capital investments. The repayment period for loans to such sectors should be corresponding to their gestation period of cash flows. However, Banks were unable to provide such long...
What is Pari Passu Charge?

What is Pari Passu Charge?

Meaning of pari passu charge – Pari-passu is a Latin phrase, which means “equal footing”.  Thus pari passu charge means, having equivalent charge/ rights or say charge-holders have equal rights over the asset on which pari pasu charge is created....

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